Hybrid Direct Lending Funding Specialist

Golden 1 Credit Union; Sacramento (CA); Hybrid; USD 39,000 - 48,000; Full time

Job summary

Golden 1 Credit Union in Sacramento, CA seeks a Direct Lending Funding Specialist to handle full loan processing, from application review to funding and booking validation. The role emphasizes accuracy, risk judgment, and timely funding within established authority.

You will manage complex consumer loans—unsecured, auto, RV, powersports—perform final audit, verify disclosures, and coordinate with multiple partners to resolve obstacles.

Qualifications

• 5+ years in related consumer lending, loan processing, funding, or regulated operations.
• Experience with complex consumer loan documents and final audit.
• Ability to identify defects, control gaps, and ensure compliance.

Responsibilities

• Perform core loan processing and final loan audit, funding, and fulfillment quality.
• Process complex consumer loans (unsecured, vehicle, RV, powersports, dealer/private) within authority.
• Review documentation requirements for completeness and accuracy.
• Provide advanced guidance to processors and partners on funding readiness.
• Resolve funding exceptions and escalate when needed.

Skills

Loan processing

Funding

Audit & compliance

Documentation review

Mentoring others

Education

High School Diploma or GED

Associate’s Degree in business/finance/accounting

Job description

Golden 1 Credit Union in Sacramento, CA seeks a Direct Lending Funding Specialist to handle full loan processing, from application review to funding and booking validation. The role emphasizes accuracy, risk judgment, and timely funding within established authority.

You will manage complex consumer loans—unsecured, auto, RV, powersports—perform final audit, verify disclosures, and coordinate with multiple partners to resolve obstacles.