Remote Indirect Auto Underwriter - Decisive Credit

TEKsystems; Chicago (IL); On-site; USD 37,195 - 44,083; Full time

Benefits offered by this job

Medical, dental & vision

401(k) Retirement Plan

Life Insurance

Disability insurance

Health Spending Account (HSA)

Transportation benefits

Employee Assistance Program

Time Off / PTO

Job summary

TEKsystems is seeking an experienced Indirect Auto Underwriter to independently review, analyze, and decide on auto loan applications sourced through dealerships and credit unions. You will own the credit decisions from start to finish while partnering closely with dealers to maximize funding and approval rates.

This role suits underwriters who make decisive calls in a fast-paced, high-volume environment and are comfortable working weekends and late shifts.

Qualifications

• Minimum 2 years of indirect auto underwriting experience with decision-making authority.
• Experience analyzing credit bureaus, income, DTI, and LTV.

Responsibilities

• Review and underwrite indirect auto loan applications from dealer and credit union channels.
• Analyze credit bureaus, income calculations, DTI, and LTV ratios.
• Make final credit decisions: approve, deny, or condition files for additional information.
• Communicate with dealers and credit union partners to resolve stipulations and negotiate loan terms.
• Document underwriting decisions across multiple systems.
• Monitor dealer productivity and improve look-to-book and funding ratios.
• Send completed loan packages to credit unions for final funding.
• Support goals related to turnaround time, volume, and quality.
• Mentor junior Credit Analysts as needed.

Skills

Indirect auto underwriting

Credit decisioning

Weekend / late shift

Education

High school diploma or equivalent

Associate’s or Bachelor’s degree preferred

Tools

L360

CUDL

Ideal

Keystone Correlation

Loans PQ

Meridian Link

Job description

TEKsystems is seeking an experienced Indirect Auto Underwriter to independently review, analyze, and decide on auto loan applications sourced through dealerships and credit unions. You will own the credit decisions from start to finish while partnering closely with dealers to maximize funding and approval rates.

This role suits underwriters who make decisive calls in a fast-paced, high-volume environment and are comfortable working weekends and late shifts.