Remote-friendly Senior Business Banking Underwriter

Huntington National Bank; Charlotte (NC); Hybrid; USD 110,000 - 150,000; Full time

Job summary

Huntington National Bank is seeking a Business Banking Underwriter IV in Charlotte, NC, to assess credit worthiness and ensure compliance with lending policies. The role requires handling complex commercial loans and making sound credit decisions with substantial autonomy.

The ideal candidate will bring 7+ years of underwriting experience, strong communication skills, and proven leadership potential, with the ability to mentor junior staff and collaborate with risk teams.

Qualifications

• Bachelor's degree is required for the role.
• 7+ years’ experience with business or commercial underwriting in a centralized lending environment.

Responsibilities

• Supports Business Banking production by maintaining an individual pipeline of work.
• Reviews all financial and credit application information to make sound credit decisions. Loans would typically include those with most complex credit structures and customer exposure up to $10MM.
• Utilizes single approval authority up to $4MM.
• Appropriately assess risk profile of borrower.
• Assist with training and mentoring new hires as well as providing support for the UWI, UW II & UW III job families as needed.
• Tasks as needed to support the line of business and job family.
• Act as primary back up for their manager as needed for team huddles & meetings.
• Is positioned with knowledge and expertise to represent direct manager outside of function group as needed.
• Collaborate with both credit and segment risk to meet or exceed department goals.
• Performs other duties as assigned.

Skills

Underwriting

Credit analysis

Risk assessment

Leadership experience

Communication skills

Decision authority

Microsoft Office

Education

Bachelor's degree

Business-related degree

Tools

Microsoft Office

Job description

Huntington National Bank is seeking a Business Banking Underwriter IV in Charlotte, NC, to assess credit worthiness and ensure compliance with lending policies. The role requires handling complex commercial loans and making sound credit decisions with substantial autonomy.

The ideal candidate will bring 7+ years of underwriting experience, strong communication skills, and proven leadership potential, with the ability to mentor junior staff and collaborate with risk teams.