Remote Financial Controller — IFRS, Crypto & Regulatory

Remote; San Francisco (CA); Remote; USD 120,000 - 180,000; Full time

Benefits offered by this job

Remote work

Flexible PTO

Learning budget

Job summary

Xapo Bank is seeking a Financial Controller to own financial reporting across the group, applying IFRS/FRS 102 and leading regulatory submissions. This 100% remote role oversees multi-entity closes, audit cycles, and policy development in a fast-growing fintech.

You will manage Financial Controlling and Regulatory Reporting teams, collaborate across Data, Compliance and Operations, and drive automation with NetSuite and AI-enabled processes while maintaining high standards of integrity.

Qualifications

• Bachelor’s degree in Accounting, Finance or related field.
• Qualified accountant (ACA, ACCA, CIMA or equivalent) preferred.
• At least 5 years as a Controller leading an accounting function.
• Experience in a bank, fintech or crypto business.
• Strong technical knowledge of IFRS and FRS 102, with experience preparing financial statements under both.
• Crypto asset accounting under IFRS, including fair value revaluation and on-chain reconciliations.
• Regulatory reporting experience, including Basel capital and liquidity returns (e.g. COREP). GFSC or FCA exposure is preferred.
• External audits experience.
• NetSuite proficiency is essential.
• Advanced Excel / Google Sheets. SQL or BI tools (e.g. BigQuery, Looker) are an advantage.
• Has used AI tools in previous finance roles and is comfortable working alongside AI-driven automations and checking their output.
• Experience leading and developing a finance team.
• Clear writer, able to explain complex numbers to non-finance colleagues and handle regulator and auditor correspondence in a fully remote team.

Responsibilities

• Prepare the group’s consolidated and entity financial statements under IFRS and FRS 102, from first draft to sign-off.
• Run month-end and year-end close for a multi-entity group in Gibraltar and the UK, including consolidation and intercompany eliminations.
• Oversee the statutory accounts of each group entity.
• Make sure the internal control system stays accurate and keeps its integrity.
• Lead regulatory reporting to the GFSC and FCA, including prudential returns on capital and liquidity and periodic management accounts.
• Work with Data, Operations, Compliance and other teams to prepare client asset reporting.
• Keep up with regulatory change and update reporting when requirements change.
• Run the group external audit from planning through fieldwork, queries and sign-off.
• Be the main contact between Xapo and the auditors, answering technical questions and keeping the audit on timetable.
• Support the Director of Finance on technical accounting, including the treatment of crypto assets under IFRS.
• Write technical accounting positions and contribute to decisions on finance systems and infrastructure.
• Help draft accounting policies, memos and decision records.
• Own tax compliance and manage the external tax advisors, including the tax treatment of crypto assets.
• Improve finance processes and NetSuite reporting; implement AI automation into close and reporting.
• Manage the existing close and regulatory reporting review process and look for ways to improve it.
• Lead and develop the Financial Controlling and Regulatory Reporting teams, fostering strong performance, accountability, and collaboration.

Skills

IFRS/FRS102

Regulatory reporting

NetSuite

Advanced Excel

SQL/BI tools

Internal controls

Education

Bachelor’s degree in Accounting, Finance or related field

ACA/ACCA/CIMA or equivalent

Tools

BigQuery/Looker

AI tools in finance

Job description

Xapo Bank is seeking a Financial Controller to own financial reporting across the group, applying IFRS/FRS 102 and leading regulatory submissions. This 100% remote role oversees multi-entity closes, audit cycles, and policy development in a fast-growing fintech.

You will manage Financial Controlling and Regulatory Reporting teams, collaborate across Data, Compliance and Operations, and drive automation with NetSuite and AI-enabled processes while maintaining high standards of integrity.