Remote Field Property Claims Investigator I

Goodville Mutual Casualty Company; South Dakota; On-site; USD 55,000 - 85,000; Full time

Job summary

Desmet Farm Mutual Insur Co. is seeking a Property Claims Adjuster to investigate, inspect, and settle assigned losses and provide field inspection services for underwriting and agency partners.

The role includes evaluating risks, making loss-prevention recommendations, and training agents in loss prevention measures. Responsibilities include field inspections, estimating, and communicating with insureds and legal representatives.

Qualifications

• High school education required.
• Ability to learn the coverages of all insurance policies written by the company.
• Effective communication and negotiation skills required.
• Proficiency with company computer systems and remote work capability expected.
• Must have a valid driver’s license and own vehicle for field inspections.

Responsibilities

• Investigate claims and write estimates; communicate with insureds, claimants, and legal representatives.
• Perform field inspections, take photos, measure damage, and diagram where needed.
• Verify policy coverage and determine claim payment or denial.
• Pursue subrogation, salvage, and third‑party liability contribution.
• Maintain reserves and report questionable claims or possible fraud.

Skills

Effective communication

Negotiation skills

Learn insurance coverages

Proficient computer skills

Valid driver’s license

Education

High school education

Tools

Bluebook estimating platform

Job description

Desmet Farm Mutual Insur Co. is seeking a Property Claims Adjuster to investigate, inspect, and settle assigned losses and provide field inspection services for underwriting and agency partners.

The role includes evaluating risks, making loss-prevention recommendations, and training agents in loss prevention measures. Responsibilities include field inspections, estimating, and communicating with insureds and legal representatives.