Remote Escrow Analyst – Mortgage Servicing Expert

Cascadeloans; Northern (KY); Hybrid; USD 50,000 - 70,000; Full time

Benefits offered by this job

Medical Insurance

Dental Insurance

Vision Insurance

401K match

PTO & Paid Holidays

Job summary

Cascade Financial Services is seeking an Escrow Analysis Specialist to perform annual, interim, and final escrow analyses for mortgage accounts while ensuring compliance with investor, regulatory, and company requirements. The role requires strong analytical skills, mortgage servicing experience, and the ability to manage multiple priorities in a fast-paced environment.

The ideal candidate will review escrow shortages, surpluses, and deficiencies, calculate payment adjustments, and collaborate

Qualifications

• 2+ years of mortgage servicing experience.
• Experience with escrow accounting, taxes, and hazard insurance.
• Understanding of RESPA and servicing regulations.
• Strong analytical, mathematical, and problem-solving skills.
• Excellent organizational skills and attention to detail.
• Proficiency with Microsoft Excel.
• Experience with mortgage servicing platforms such as Loanserv or MSP.
• Knowledge of FHA, VA, Fannie Mae, Freddie Mac guidelines.
• Experience in a high-volume mortgage servicing environment.
• Experience with property taxes and/or insurance processing.

Responsibilities

• Perform annual, interim, and final escrow analyses on mortgage loan accounts.
• Review escrow shortages, surpluses, and deficiencies, and adjust payments.
• Ensure compliance with RESPA, investor guidelines, and company policies.
• Analyze tax and insurance disbursements for timely, accurate payments.
• Research and resolve escrow discrepancies, payment issues, and inquiries.
• Collaborate with tax, insurance, customer service, and servicing teams to resolve issues.
• Monitor escrow exceptions and follow up with borrowers and authorities.
• Maintain accurate loan records in the servicing system.
• Assist with audits, QA reviews, and regulatory examinations.
• Identify opportunities to improve processes and increase efficiency.

Skills

Mortgage servicing

Escrow analysis

Analytical skills

Excel

Mortgage regulations (RESPA)

Communication skills

Organizational skills

Problem-solving

High-volume processing

Team collaboration

Tools

Loanserv

MSP

Job description

Cascade Financial Services is seeking an Escrow Analysis Specialist to perform annual, interim, and final escrow analyses for mortgage accounts while ensuring compliance with investor, regulatory, and company requirements. The role requires strong analytical skills, mortgage servicing experience, and the ability to manage multiple priorities in a fast-paced environment.

The ideal candidate will review escrow shortages, surpluses, and deficiencies, calculate payment adjustments, and collaborate