Remote ERM Programs Lead — Risk & Governance

Bread Financial Payments, Inc; Pennsylvania; Hybrid; USD 112,000 - 180,000; Full time

Benefits offered by this job

Medical, prescription drug, dental, &

Vision & other voluntary benefits

Six weeks of parental leave

401(k) plan enrollment

11 paid holidays

Job summary

Bread Financial Payments, Inc is seeking an Enterprise Risk Management (ERM) Lead to design, implement, and govern our ERM Framework. You will collaborate with First and Second Lines, translate program requirements to business specs, and deliver executive risk insights.

The role emphasizes data quality, governance, and enhancement of ERM processes, with hybrid work options and periodic in-office presence within 60 miles of Bread Financial locations.

Qualifications

• 8–10 years in ERM, operational risk, internal audit, compliance, or related fields.
• Experience with RCSA, PCRA, Control Testing, Risk Assessments, Issues Management.
• Experience in regulated financial institutions (OCC/FRB/FDIC/CFPB) environments.

Responsibilities

• Lead design, implementation, governance, and continuous improvement of ERM framework programs.
• Influence cross-functional ERM initiatives and train stakeholders.
• Partner with stakeholders to drive understanding and execution of ERM requirements.
• Translate program requirements into business and functional specs and support UAT.
• Analyze program data to identify trends and opportunities for escalation and improvement.
• Develop executive risk reports, training, and communications.
• Support regulatory examinations with documentation, analysis, and subject matter expertise.
• Perform additional responsibilities and special projects aligned with ERM priorities.

Skills

Strategic Thinking

Driving Continuous Improvement

Stakeholder Influence

Communication skills

Education

High School Diploma or GED

Bachelor’s Degree in Risk Management, Finance, Accounting, Business Administration, Information Systems

Experience: 8-10 years in ERM/related fields

Experience: 10-13 years in ERM/related fields

Tools

Archer

Job description

Bread Financial Payments, Inc is seeking an Enterprise Risk Management (ERM) Lead to design, implement, and govern our ERM Framework. You will collaborate with First and Second Lines, translate program requirements to business specs, and deliver executive risk insights.

The role emphasizes data quality, governance, and enhancement of ERM processes, with hybrid work options and periodic in-office presence within 60 miles of Bread Financial locations.