Remote-Eligible Senior Credit Risk Review Lead

Live Oak Banking Company; United States; Hybrid; USD 129,000 - 180,000; Full time

Job summary

Live Oak Bank is seeking a Credit Risk Review Officer to safeguard loan portfolio quality across complex commercial lending relationships. You will lead reviews, challenge underwriting, and ensure alignment with policies and regulatory expectations while mentoring associates.

Ideally based in Wilmington, NC, with remote options for qualified candidates; must understand SBA/USDA programs and drive independent, data-driven insights for governance and senior leadership.

Qualifications

• 10+ years in credit risk review or related roles.
• Experience with complex commercial lending structures.
• Understanding of regulatory expectations for risk management.

Responsibilities

• Lead reviews of complex lending relationships and assess risk ratings.
• Monitor portfolio performance and identify emerging risks.
• Develop risk review methodologies and reporting.
• Validate loan risk grades against policies.
• Provide independent challenge to lending practices.
• Prepare analyses for regulatory examinations.

Skills

Credit risk review

Portfolio management

Regulatory understanding

Analytical skills

Communication skills

Leadership/mentoring

Education

Bachelor's degree in Business/Finance

Tools

Credit MIS tools

Risk analytics software

Job description

Live Oak Bank is seeking a Credit Risk Review Officer to safeguard loan portfolio quality across complex commercial lending relationships. You will lead reviews, challenge underwriting, and ensure alignment with policies and regulatory expectations while mentoring associates.

Ideally based in Wilmington, NC, with remote options for qualified candidates; must understand SBA/USDA programs and drive independent, data-driven insights for governance and senior leadership.