Remote Credit Risk Strategy Architect

EXL Talent Acquisition Team; New Jersey; Remote; USD 140,000 - 170,000; Full time

Job summary

EXL is seeking a Credit Risk Strategy Specialist with deep expertise in Commercial or Small Business Lending to drive credit strategy development, portfolio management, and risk optimization across products such as Commercial Cards, Corporate Card Programs, Small Business Cards & Loans, and related facilities.

The role emphasizes data-driven insights and strong analytical skills to balance growth and profitability within client risk appetite.

Qualifications

• Experience with Commercial or Small Business Lending.
• Strong analytical and data-driven approach.
• Ability to influence senior stakeholders and communicate with executives.

Responsibilities

• Develop and refine credit strategies across lending products.
• Manage portfolio risk and profitability within risk appetite.
• Collaborate with clients and internal teams to translate insights into actions.

Skills

Credit risk analytics

Stakeholder influence

Job description

EXL is seeking a Credit Risk Strategy Specialist with deep expertise in Commercial or Small Business Lending to drive credit strategy development, portfolio management, and risk optimization across products such as Commercial Cards, Corporate Card Programs, Small Business Cards & Loans, and related facilities.

The role emphasizes data-driven insights and strong analytical skills to balance growth and profitability within client risk appetite.