Remote Credit Analyst II: Underwrite with Confidence

RXinsider LTD.; Schaumburg (IL); Hybrid; USD 72,000 - 89,000; Full time

Benefits offered by this job

Medical coverage

Dental insurance

Vision insurance

Disability insurance

401k

Job summary

Byline Bank in Chicago, IL seeks a Credit Analyst II to support underwriting for commercial banking, evaluating creditworthiness and coordinating with loan teams. You will review financial statements, tax returns, appraisals and environmental reports to prepare loan presentations for approvals.

The role requires 2+ years in credit analysis, a 2+ year track record, and strong collaboration and communication skills. We offer a hybrid work model, competitive salary, and comprehensive benefits.

Qualifications

• Bachelor’s degree in Accounting, Finance or related field preferred.
• 2+ years of credit experience, ideally in a public company with at least 1,000 employees.
• 2+ years of credit analyst experience.
• Ability to work collaboratively with a variety of stakeholders at all levels.
• Proficiency in MS Office Suite.

Responsibilities

• Assists with commercial credit analysis by reviewing credit reports, personal/business financial statements, tax returns, appraisals, property inspections and environmental reports to complete loan presentations for approval consideration by the appropriate approval authority.
• Helps analyses the spreads of a company’s financial statements to determine overall credit strengths and weakness of potential commercial credit customers.
• Assists with collateral analysis of all collateral assets to accounts receivables, inventory, equipment and real estate.
• Assists with credit classification analysis to include the company’s customer base, a detail credit profile of the company’s largest customers and delinquent accounts, aging analysis, delinquencies, collections and charge offs.
• Contacts the customer or customers representative to obtain additional information or explanation detail throughout the underwriting process while coordinating with the Banker.
• Orders underwriting items including, but not limited to audit, TLJ and UCC searches, appraisal, environmental, flood certification, and property inspections from both internal and external sources.

Skills

Collaboration

Time & project management

Strong communication

MS Office proficiency

Education

Bachelor’s degree in Accounting/Finance

Tools

MS Office Suite

Job description

Byline Bank in Chicago, IL seeks a Credit Analyst II to support underwriting for commercial banking, evaluating creditworthiness and coordinating with loan teams. You will review financial statements, tax returns, appraisals and environmental reports to prepare loan presentations for approvals.

The role requires 2+ years in credit analysis, a 2+ year track record, and strong collaboration and communication skills. We offer a hybrid work model, competitive salary, and comprehensive benefits.