Remote Coverage Specialist

AIL; Rapid City (SD); Remote; USD 60,000 - 100,000; Full time

Benefits offered by this job

Remote work

Warm leads

Weekly pay

Uncapped earnings

Medical premium reimbursement

Training & leadership support

Incentives

No overhead costs

Union representation

Established over 70 years

Job summary

AO Globe Life is seeking Benefits Enrollment Specialists for a fully remote, independent contractor role. You will guide clients through needs-based reviews of life, accident, and health options and schedule virtual meetings with warm leads provided by the company.

Candidates should be self-motivated, coachable, and capable of working independently while pursuing a performance-based career with ongoing training and licensing guidance.

Qualifications

• Strong interpersonal and communication skills.
• Ability to explain information clearly.
• High level of professionalism and reliability.
• Detail-oriented approach to client service.
• Comfortable with computer systems.
• Ability to contribute both independently and as a teammate.

Responsibilities

• Work with warm leads supplied by the company.
• Schedule and conduct virtual client meetings.
• Review individual and family insurance needs.
• Educate clients on life, accident, and supplemental health coverage.
• Build trust through clear communication and follow-up.
• Maintain accurate documentation and client records.

Skills

Interpersonal communication

Clear explanation

Professionalism

Detail-oriented

Computer systems

Independent & team player

Tools

Computer systems

Job description

Help clients make confident decisions about protection for themselves and their families.

AO Globe Life is seeking Benefits Enrollment Specialists for a fully remote opportunity supporting members and families across our markets. You will help clients understand insurance options and guide them through a needs-based review process.

We are looking for candidates who are motivated by service, personal growth, and the opportunity to build a high-performing career.

Core Duties

• Work with warm leads supplied by the company

• Schedule and conduct virtual client meetings

• Review individual and family insurance needs

• Educate clients on life, accident, and supplemental health coverage

• Build trust through clear communication and follow-up

• Maintain accurate documentation and client records

What We Offer

• 100% remote role

• Company-provided warm leads

• Weekly compensation

• Unlimited earning potential

• Medical premium reimbursement

• Comprehensive training and ongoing leadership support

• Incentive opportunities

• No business overhead costs

• OPEIU Local 277 union representation

• Opportunity with a member-focused organization established over 70 years ago

Qualifications

• Strong interpersonal and communication skills

• Ability to explain information clearly

• High level of professionalism and reliability

• Detail-oriented approach to client service

• Comfortable with computer systems

• Ability to contribute both independently and as a teammate

Important Information About This Opportunity

This is a 100% remote, independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven; this is not an hourly or salaried position.

Candidates selected to move forward should be prepared to:

• Be at least 18 years of age and legally eligible to work in the United States
• Provide their own computer/laptop, webcam, reliable high-speed internet, and professional remote workspace
• Complete required training and participate in virtual meetings
• Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities
• Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense

No prior insurance experience is required. Training, mentorship, licensing guidance, and ongoing professional development are provided.

This opportunity is best suited for individuals who are self-motivated, coachable, comfortable working independently, and interested in a performance-based career with opportunities for professional growth and advancement.

American Income Life / Globe Life is committed to providing equal opportunity without regard to race, color, religion, sex, national origin, age, disability, veteran status, or other characteristics protected by applicable law.

Specific licensing requirements, fees, compensation, and contractor terms may vary by state and will be reviewed with candidates during the hiring and onboarding process.