Remote CA Mortgage Loan Officer — High Earning Potential

West Capital Lending, Inc.; Costa Mesa (CA); Hybrid; USD 70,000 - 120,000; Full time

Benefits offered by this job

Competitive commission

Wide range of loan products

Marketing support

Flexible schedule

Growth opportunities

Job summary

West Capital Lending, Inc. is seeking a motivated Loan Officer to originate residential mortgage loans for California clients in a remote role.

You will manage the loan process from application through closing in a virtual environment. Candidates should hold an active NMLS loan originator license, have 1+ year of experience, strong product knowledge, and excellent communication and relationship-building skills.

Qualifications

• Active Loan Originator license (NMLS) required.
• Minimum 1 year of experience as a Loan Officer or Mortgage Loan Originator preferred.
• Strong knowledge of mortgage products and underwriting guidelines.
• Excellent communication, sales and relationship-building skills.
• Ability to work independently in a remote environment.
• Proficient with loan origination systems and digital documentation tools.

Responsibilities

• Originate residential mortgage loans, including Conventional, FHA, VA, and Non-QM products.
• Build and maintain strong relationships with clients, real estate agents, and referral partners.
• Guide borrowers through the loan application process and provide clear, timely communication.
• Analyze borrower financials to recommend appropriate loan products.
• Ensure all loan files meet federal, state, and investor requirements.
• Collaborate with processing and underwriting teams to ensure smooth closings.
• Stay up to date on lending guidelines, market trends, and interest rate changes.

Skills

Excellent communication

Sales skills

Relationship-building

Self-driven

Independent work

Knowledge of residential lending

Tools

Loan origination systems

Digital documentation tools

Job description

West Capital Lending, Inc. is seeking a motivated Loan Officer to originate residential mortgage loans for California clients in a remote role.

You will manage the loan process from application through closing in a virtual environment. Candidates should hold an active NMLS loan originator license, have 1+ year of experience, strong product knowledge, and excellent communication and relationship-building skills.