Remote BSA/AML Compliance Analyst: KYC & Risk

Privacy; Oregon; Hybride; USD 100 000 - 135 000; Plein temps

Avantages offerts par ce poste

Unlimited PTO

Parental leave (12 weeks)

Sabbatical (4 weeks at 5-year mark)

Work From Anywhere (4 weeks/year)

Card cashback (3%)

Health, vision, dental insurance

401(k) match

Résumé du poste

Privacy is hiring a Compliance Analyst to own day-to-day BSA/AML operations — KYC/KYB reviews, sanctions screening dispositions, and transaction monitoring investigations, enabling leadership to focus on program development and bank partner management.

You will work across the full BSA/AML lifecycle, contribute to policy and process improvements, and help scale the compliance program with technology initiatives. This remote role is US-based.

Qualifications

• 2+ years of BSA/AML compliance experience in fintech, payments, or a bank-partnered environment.
• Hands-on KYC/KYB review experience, including CIP decisioning and documentation of clearance rationale
• Transaction monitoring and investigation experience, including narrative writing for UARs or SARs
• Working knowledge of BSA/AML regulatory requirements, including CIP and OFAC obligations
• Experience preparing regulatory or bank partner reporting deliverables on recurring submission cadences
• Strong analytical skills and exceptional written documentation
• Self-starter who works independently in a remote environment and knows when to escalation

Responsabilités

• Conduct KYC and KYB reviews — perform identity verification, beneficial ownership analysis, and risk assessment for customers, documenting clearance rationale.
• Disposition sanctions screening alerts — review OFAC/sanctions, PEP, and adverse media alerts with escalation and maintain case documentation.
• Investigate transaction monitoring alerts — work privacy-specific alert queues, conduct investigations, and prepare UARs for submission to our partner bank within SLAs.
• Execute Enhanced Due Diligence (EDD) — manage reviews for high-risk customers.
• Own regulatory and bank partner reporting — prepare and submit recurring bank partner reporting deliverables.
• Process 314(a) and law enforcement requests — execute FinCEN 314(a) searches and document results.
• Track and report program metrics — maintain compliance metrics and KPI reporting for governance and review.
• Support bank partner and audit requests — provide organized documentation for RFIs and inquiries.
• Contribute to policy and procedure development — draft SOPs and identify gaps between documented procedures and practice.
• Advance compliance technology projects — support integration and optimization of IDV, screening, case management, and workflow automation.

Connaissances

BSA/AML compliance

KYC/KYB review

Transaction monitoring

Regulatory reporting

Analytical skills

Documentation/writing

Independent work

Remote work

Formation

CAMS certification

Outils

Persona

Retool

SQL

IDV tools

Description du poste

Privacy is hiring a Compliance Analyst to own day-to-day BSA/AML operations — KYC/KYB reviews, sanctions screening dispositions, and transaction monitoring investigations, enabling leadership to focus on program development and bank partner management.

You will work across the full BSA/AML lifecycle, contribute to policy and process improvements, and help scale the compliance program with technology initiatives. This remote role is US-based.