Remote Auto Underwriter II – Indirect Originations

Fairygodboss; Kingman (AZ); On-site; USD 60,000 - 90,000; Full time

Job summary

Chase Auto Indirect Originations Underwriting is seeking an Underwriter II who can review policy and pricing exceptions, support daily underwriting operations, and make timely credit decisions to serve dealers and customers responsibly.

You will structure decisions balancing strong returns with long-term relationship health, while meeting targets for response time, throughput, and decision quality. A collaborative, proactive, results-driven mindset is essential.

Qualifications

• 2+ years of credit experience, with Auto Finance experience.
• Experience reviewing credit bureau reports.
• Comprehensive knowledge of credit philosophy, policies and related regulations.

Responsibilities

• Review credit applications and render credit decisions within policy and regulatory requirements.
• Review policy and pricing exceptions and assist in daily operations.
• Structure decisions to maximize profit and strengthen relationships.
• Review and approve automobile applications with emphasis on speed, volume and quality.
• Meet targets for ROE, volume, conversion and other metrics.
• Initiate sales calls and follow-up in writing when appropriate.
• Provide prompt, accurate responses to internal and external inquiries.

Skills

Credit experience

Auto finance

Credit bureau reports

Credit decisioning

Regulations knowledge

Indirect loans

Loan documentation

Analytical skills

Communication skills

Leadership ability

Tools

MS Office

Job description

Chase Auto Indirect Originations Underwriting is seeking an Underwriter II who can review policy and pricing exceptions, support daily underwriting operations, and make timely credit decisions to serve dealers and customers responsibly.

You will structure decisions balancing strong returns with long-term relationship health, while meeting targets for response time, throughput, and decision quality. A collaborative, proactive, results-driven mindset is essential.