REMOTE - Auto Finance Credit Rep-Sr

Huntington National Bank; Tennessee; On-site; USD 65,000 - 90,000; Full time

Job summary

Huntington National Bank is seeking a Sr. Auto Finance Credit Rep to manage complex auto loan applications, primarily from dealers in NC or TN. The role emphasizes underwriting, dealer relationship growth, and delivering superior customer service while ensuring policy compliance.

Responsibilities include approving or denying applications, negotiating terms, and potentially supervising underwriting staff. Occasional travel and a strong focus on accuracy and timeliness are required.

Qualifications

• High School Diploma
• Minimum of 3 years of administrative credit function or underwriting experience
• Must reside in NC or TN (remote position)

Responsibilities

• Approves, denies and negotiates consumer auto credit applications originated through auto dealers.
• Develops relationships with dealers to ensure profitable and quality business growth.
• Provides customer service to dealer staff and applicant; ensures compliance with bank policies/procedures and regulations.
• Cross sells bank products; approves credit overrides; makes recommendations to improve dealer/loan performance.
• May manage related staff, such as underwriters.
• Underwrite indirect auto consumer loans following credit policy, underwriting procedures, and loan structure guidelines.
• Performs other duties as assigned.

Skills

Credit underwriting

Dealer relationships

Customer service

Cross-selling

Team coordination

Policy compliance

Education

High School Diploma

Bachelor's Degree

Job description

Huntington is looking for a Sr. Auto Finance Credit Rep in NC or TN.

Duties & Responsibilities

• Approves, denies and negotiates consumer auto credit applications (including the most complex) originated through auto dealers.
• Develops relationships with dealers to ensure profitable and quality business growth.
• Provides customer service to dealer staff and applicant. Ensures compliance with bank policies/procedures and regulations.
• Cross sells bank products. Approves credit overrides, and makes recommendations to improve dealer/loan performance.
• May manage related staff, such as underwriters.
• Underwrite indirect auto consumer loans following credit policy, underwriting procedures, and loan structure guidelines.
• Performs other duties as assigned.

Basic Qualifications

• High School Diploma
• Minimum of 3 years of administrative credit function or underwriting experience
• Must reside in NC or TN (remote position)

Preferred Qualifications

• Bachelor's Degree
• Prime Auto underwriting experience
• Must demonstrate a professional, personable and friendly communication style with a focus on customer service and an ability to interact with all levels of individuals on the
• phone and in person.
• Excellent written communication skills are also required
• Must enjoy working independently and effectively in a deadline-driven, multi-task environment, with organization and attention to detail being imperative.
• Occasional travel required

Exempt Status

(Yes = not eligible for overtime pay) (No = eligible for overtime pay)

Yes

Workplace Type

Remote

Our Approach to Office Workplace Type: Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis.

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.