Remote Ag Credit Analyst - Risk & Growth

beaconcu; Rushville (IN); On-site; USD 60,000 - 80,000; Full time

Job summary

Beacon Credit Union seeks a credit analyst to evaluate credit and financial reports to assess risk in loaning funds. You will scrutinize profitability, income growth, and management quality to determine loan lucrativeness.

You will handle initial and ongoing credit analyses, prepare documentation, and support loan committees with narratives based on financial trends. Travel for training may be required; some remote work possible for experienced candidates.

Qualifications

• Four-year college degree or equivalent combination of education and experience.
• Excellent communication skills with internal and external personnel.
• Knowledge of financial spreads and tax returns a plus.
• Excellent computer skills (Word, Excel)

Responsibilities

• Performs the initial and ongoing credit analysis to determine if members' credit requests satisfy policies and procedure guidelines, and prepares and processes all applicable documentation for credit analysis and risk ratings.
• Images and tracks financial documents, including financial statement, tax return, credit report, risk analysis, annual review report, and loan request presentation report, necessary for annual review and loan approval processes for the borrower.
• Prepares a detailed narrative based on the financial trends and ratios delivered in the reports presented to loan committees for loan approval and risk rating score assignment purposes.
• Provides support to Credit Union members and staff in explaining credit policies and procedures.
• Provides and maintains reporting requirements on Credit Union members' credit obligations, such as watch lists and allowance for loan loss calculations.
• Assists in special assignments requested by management and members.
• Performs other related duties as assigned.

Skills

Attention to detail

Strong communication

Independent work

Diplomacy

Education

Bachelor's degree

Tools

Microsoft Word

Microsoft Excel

Job description

Beacon Credit Union seeks a credit analyst to evaluate credit and financial reports to assess risk in loaning funds. You will scrutinize profitability, income growth, and management quality to determine loan lucrativeness.

You will handle initial and ongoing credit analyses, prepare documentation, and support loan committees with narratives based on financial trends. Travel for training may be required; some remote work possible for experienced candidates.