Relationship Mgr IV - Commercial

BOK Financial; Houston (TX); On-site; USD 80,000 - 120,000; Full time

Job summary

A leading financial services provider in Houston seeks a seasoned commercial lender. You will manage customer relationships, develop business plans, and oversee credit processes while ensuring compliance. Ideal candidates possess 8-10 years of relevant experience and have a thorough understanding of commercial lending practices. You will play a crucial role in driving business development in our growing team.

Qualifications

• 8-10 years of experience in commercial lending or 14-16 years equivalent experience.
• Ability to prepare and deliver persuasive oral and written reports and presentations.

Responsibilities

• Develop and execute relationship management and business development plans.
• Schedule business development calls and manage customer databases.
• Identify needs and solutions during appointments.
• Monitor existing credit relationships.
• Oversee credit approval and documentation processes.

Skills

Commercial Lending Practices

Accounting Principles

Sales in Financial Services

Credit Underwriting

Financial Analysis

Wealth Management Knowledge

Treasury Services Knowledge

Communication Skills

PC Skills

Education

Bachelor’s degree

Job description

Job Overview

BOK Financial provides a comprehensive suite of financial and investment solutions for businesses, organizations, municipalities, and nonprofits. For over 100 years, we have been dedicated to helping our clients manage operations, mitigate risk, and seize growth opportunities. Come help us shape the future of commercial banking!

Responsibilities

• You will develop and execute relationship management and business development plans for customers and prospects.
• You will schedule business development calls and manage customer and prospect databases.
• You will identify needs and solutions during appointments and monitor existing customer relationships.
• You will issue and negotiate new relationship and cross‑selling proposals, focusing on Wealth Management, Treasury Services, and deposit attraction.
• You will monitor and manage existing credit relationships, including renewals, financial analysis, and compliance.
• You will serve as the primary link for all financial services to individual clients and resolve operational problems.
• You will oversee credit approval, documentation, and booking processes, including loan proposals and presentations to loan committees.
• You will provide training and serve as a resource for less experienced loan officers, and participate in community activities to enhance the bank's image.

Qualifications

• Extensive knowledge and understanding of commercial lending practices and loan documentation, and loan servicing requirements.
• Thorough knowledge of accounting principles and practices.
• Demonstrated capacity to sell products/services within the financial services industry.
• Advanced understanding of credit underwriting, documentation, loan policy, and regulations.
• Advanced knowledge of financial analysis including ratio and trend analysis and projections.
• Specialized knowledge of specific markets to serve defined territories.
• Advanced knowledge of Wealth Management and Treasury Services products.
• Ability and knowledge to sell the entirety of the bank.
• Excellent communication skills with the ability to prepare and deliver persuasive oral and written reports and presentations.
• Good PC skills, including knowledge of word processing and spreadsheet applications.

Education & Experience Requirements

• Bachelor’s degree and 8‑10 years’ experience in commercial lending or 14‑16 years’ equivalent experience.
• Extensive knowledge and understanding of commercial lending practices, loan documentation, and loan servicing requirements.
• Thorough knowledge of accounting principles and practices.
• Demonstrated capacity to sell products/services within the financial services industry.
• Advanced understanding of credit underwriting, documentation, loan policy, and regulations.
• Advanced knowledge of financial analysis including ratio and trend analysis and projections.
• Specialized knowledge of specific markets to serve defined territories.
• Advanced knowledge of Wealth Management and Treasury Services products.
• Ability and knowledge to sell the entirety of the bank.
• Excellent communication skills with the ability to prepare and deliver persuasive oral and written reports and presentations.
• Good PC skills, including knowledge of word processing and spreadsheet applications.

Equal Opportunity Statement

The companies in BOK Financial Corporation Group are equal opportunity employers. We are committed to providing equal employment opportunities for training, compensation, transfer, promotion and other aspects of employment for all qualified applicants and employees without regard to sex, race, color, religion, national origin, age, disability, pregnancy status, sexual orientation, genetic information or veteran status.