Relationship Manager II

Linscomb & Williams Inc.; Marble Falls (TX); On-site; USD 60,000 - 100,000; Full time

Job summary

An established industry player is seeking a skilled commercial lender to join their team. In this pivotal role, you will solicit business from potential and existing customers, interview applicants, and analyze financial statuses to determine loan feasibility. Your expertise will help manage a portfolio of consumer and commercial loans, ensuring compliance with lending policies. This position offers an opportunity to thrive in a professional banking environment while contributing to community relations. If you are passionate about lending and possess strong interpersonal skills, this role is perfect for you.

Qualifications

• 5-6 years experience as a commercial lender in a financial institution.
• Knowledge of laws and regulations for lending practices.

Responsibilities

• Solicits business from potential and existing customers for loans and deposits.
• Analyzes financial status and credit of applicants to determine loan feasibility.

Skills

Interpersonal Skills

Customer Service

Sales Orientation

Education

Bachelor's Degree

Equivalent Work Experience

Job description

Under general supervision, but in accordance with established lending policies and procedures, receives and reviews applications for commercial and consumer credit, primarily commercial.

How You Will Make An Impact

• Solicits business from potential and existing customers (outside and inside bank location) to include loans and deposits.
• Interviews commercial applicants and processes loan applications.
• Analyzes applicant’s financial status and credit to determine feasibility of granting loan.
• Prepares appropriate loan documentation and verifies loan agreements are complete and accurate according to bank policy.
• Approves loans that meet established lending criteria and are within approved lending limits.
• Manages a portfolio of consumer and commercial loans (primarily commercial).
• Provides and maintains a professional, business-like atmosphere within the banking division.
• Represents the financial institution in public relations activities and community affairs.

Who You Are

• Excellent interpersonal and customer service skills.
• Sales oriented.

Education

• Bachelor’s degree or equivalent work experience.

Experience

• A minimum of 5 - 6 years experience in a financial institution as a commercial lender.
• Knowledgeable of laws and regulations applicable to lending practices.

Characteristics

• Regular and reliable attendance.
• Works cooperatively with others.

This position requires S.A.F.E. registration at the time of employment. The Nationwide Mortgage Licensing System (NMLS) web site (mortgage.nationwidelicensingsystem.org) can provide information about the requirements for registration.

If your experience aligns with this description, please consider applying. Many skills are transferable among industries and a passion for the role and willingness to learn are important considerations. We believe that a diverse workforce creates problem-solving and creative thinking, which is why we’re dedicated to adding new perspectives to the team and encourage everyone to apply.

Cadence Bank

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