Relationship Manager II

Foothills Bank; Cedar City (UT); On-site; USD 50,000 - 90,000; Full time

Job summary

An established industry player is seeking a Relationship Manager II to join their dynamic team. This role involves managing a substantial loan portfolio while ensuring compliance with bank policies and regulations. The ideal candidate will have a strong background in financial analysis, risk assessment, and customer relationship management. With a focus on maintaining asset quality and generating fee income, you will play a crucial role in driving the bank's success. The position offers a supportive environment with opportunities for professional growth and community engagement, making it an exciting opportunity for those passionate about banking.

Benefits

Medical Insurance

Dental Insurance

Vision Insurance

401(k)

Paid Time Off

Employee Assistance Program

Health Rewards

Qualifications

• 5-10 years of experience in banking or financial services.
• Strong understanding of lending laws and compliance.

Responsibilities

• Originate new loan commitments and manage a loan portfolio.
• Develop relationships with customers to attract loans and deposits.

Skills

Financial Statement Analysis

Risk Assessment

Communication Skills

Leadership

CRM Tools Proficiency

Education

College Degree

Equivalent Experience

Tools

CRM Software

Job description

About The Role

Altabank, Division of Glacier Bank, is hiring a Relationship Manager II for our Murray City Loan Production Office.

DUTIES AND RESPONSIBILITIES:

1. Originate new loan commitments each year in accordance with the Bank’s incentive compensation plan.
2. Generate and manage a loan portfolio of $15-20 million or higher with the overall objective of maintaining and increasing its asset quality and generating fee income.
3. Manage construction, CRE, SBA, consumer, and C&I loans, ensuring compliance with loan agreement terms, collecting on past due loans, covenant monitoring, accurate loan grading, and completing monitoring reports promptly.
4. Analyze loan applications to assess risk and make credit decisions.
5. Develop relationships with new and existing customers to attract loans, deposits, and other Bank products.
6. Collaborate with team members to prepare and present loans for approval.
7. Process loan renewals and extensions.
8. Review all loan documents for accuracy, completeness, and compliance; clearly communicate loan details to customers.
9. Aim to increase profitable loan volume, maintain low delinquency and charge-off rates, and ensure adherence to Bank policies and procedures.
10. Comply with applicable laws and regulations, including the Bank Secrecy Act, Patriot Act, and OFAC.
11. Stay current on bank policies, procedures, products, and services through ongoing learning.
12. Respond promptly to audits and management reports.
13. Complete required training within designated timeframes and seek clarification when needed.
14. Adhere to Altabank Core Values.
15. Keep management informed of activities and issues.
16. Participate in community service and Bank-sponsored activities supporting the mission and values of Altabank.
17. Provide excellent customer service, demonstrating professionalism, courtesy, and respect.
18. Represent Altabank professionally, maintaining confidentiality, a positive attitude, punctuality, flexibility, teamwork, and adaptability.
19. Maintain regular attendance for in-person customer contact.
20. Perform other duties as assigned.

About You

QUALIFICATIONS:

• Five to ten years of relevant experience.
• College degree or equivalent experience.

KNOWLEDGE, SKILL, ABILITY:

• Experience analyzing financial statements and assessing risk.
• Understanding of business structures.
• Knowledge of bank products, lending laws, and compliance.
• Proficiency with CRM tools and computer skills.
• Strong communication and writing skills.
• Leadership and managerial capabilities.
• Ability to interact professionally with diverse individuals.
• Reliable and timely attendance.
• Adaptability to changing priorities and demands.

PHYSICAL DEMANDS:

Includes sitting, repetitive hand motions, talking, hearing, standing, walking, lifting, reaching, and operating office equipment. Visual acuity for reading and data analysis is required. Ability to work extended hours and travel as needed. Must be able to climb stairs in emergencies.

What We Offer

Starting salary depends on experience and location. Benefits include medical, dental, vision, life insurance, HSA, EAP, health rewards, 401(k), discounts, PTO, and holidays. Visit our website for more details.

Glacier Bancorp is committed to diversity and equal opportunity employment. We do not sponsor work visas. All applicants must be authorized to work in the US. No recruiter or unsolicited agency referrals.