Relationship-Driven Community Banker

The Citizens Bank; Biloxi, Northern (MS, KY); Hybrid; USD 55,000 - 75,000; Full time

Job summary

The Citizens Bank is seeking a Community Banker in Biloxi, MS to proactively build relationships with clients and support underwriting, structuring, and closing loans while expanding deposit relationships.

Located in Biloxi Cedar Lake, the role reports to the Regional President and emphasizes superior customer service, cross-selling bank products, and maintaining active involvement in local community affairs.

Qualifications

• 3–5 years' experience in lending in an FDIC-insured financial institution.
• Broad banking knowledge including credit analysis and loan documentation systems.
• Excellent verbal and written communication; strong customer service and sales background.
• Proficient in Microsoft Office and PC applications.

Responsibilities

• Develop new business through underwriting, structuring, and closing of loans and servicing a portfolio.
• Solicit, negotiate and coordinate loan closings in compliance with policies and regulations.
• Maintain collection efforts of delinquent loans and monitor loan portfolio risk.
• Promote banking products and refer clients to appropriate staff for additional services.
• Develop business and consumer checking and deposit relationships with clients.
• Present credits for approval to appropriate levels of authority and represent the bank in the community.

Skills

Relationship building

Underwriting

Credit analysis

Verbal and written communication

Sales experience

Tools

Microsoft Office

Job description

The Citizens Bank is seeking a Community Banker in Biloxi, MS to proactively build relationships with clients and support underwriting, structuring, and closing loans while expanding deposit relationships.

Located in Biloxi Cedar Lake, the role reports to the Regional President and emphasizes superior customer service, cross-selling bank products, and maintaining active involvement in local community affairs.