Relationship-Driven Commercial Lender

Wisconsin Bankers Association Inc; Altoona (WI); On-site; USD 75,000 - 115,000; Full time

Benefits offered by this job

Competitive pay

401(k) plan

Health insurance

Dental insurance

Vision insurance

Life insurance

Disability insurance

Bonus program

Paid time off

Parental leave

EAP program

Community involvement

Job summary

Northwestern Bank in the Chippewa Valley seeks an experienced lender to develop and manage a portfolio of commercial customers, analyze and structure lending solutions, and build strong relationships through proactive business development and community involvement.

The ideal candidate is a skilled communicator with strong analytical abilities, a commitment to exceptional customer service, and a dedication to serving local communities, contributing to the bank’s ongoing success.

Qualifications

• Four-year college degree in business management, accounting, finance or related area.
• A minimum of five years lending experience, preferably in commercial and agricultural lending.
• Strong understanding of complex interest rate computations and federal and state laws regarding bank lending and depository practices.
• Possess good common sense and problem-solving skills, excellent interpersonal and verbal communication skills, professional demeanor and appearance, and attention to detail.
• Ability to maintain confidential customer and Bank information.
• Operate a computer in a Windows environment for word processing, spreadsheets, e-mail, internet/intranet and other bank specific software.

Responsibilities

• Assists customers with commercial and agricultural loan questions and documents all contacts and time frames.
• Interviews and counsels loan applicants, analyzes loans, and determines credit risk.
• Develops prospective customers through community contacts and direct inquiries; records interactions in CRM.
• Presents loans and relationship proposals and coordinates loan approvals with Loan Committee.
• Prepares loan applications and documents for closing; maintains loan files and regulatory compliance.
• Manages loan portfolio risk, delinquency, and workout strategies; supports bank policy.

Skills

Communication skills

Analytical abilities

Interpersonal skills

Attention to detail

Education

Bachelors degree in business/finance

Tools

CreditQuest

CRM software

Job description

Northwestern Bank in the Chippewa Valley seeks an experienced lender to develop and manage a portfolio of commercial customers, analyze and structure lending solutions, and build strong relationships through proactive business development and community involvement.

The ideal candidate is a skilled communicator with strong analytical abilities, a commitment to exceptional customer service, and a dedication to serving local communities, contributing to the bank’s ongoing success.