Relationship Banker - Branch Manager I

Trustmark Bank; Meridian (MS); On-site; USD 65,000 - 90,000; Full time

Job summary

Trustmark Bank in Meridian, MS is seeking a Branch Manager responsible for the overall management of the branch and its personnel and operations, with a focus on growth, profitability, and customer satisfaction through sales, service, and lending activities.

You will lead business development, conduct sales calls, manage loan applications and portfolios, ensure compliance with regulations, mentor staff, and collaborate with other lines of business to increase wallet share and deposits.

Qualifications

• Four-year college education or equivalent banking experience is required.
• Three years of platform banking experience or five years in related financial services areas are acceptable.
• Must have strong interpersonal and communication skills and ability to meet sales goals.

Responsibilities

• Lead branch business development and referrals to other lines of business.
• Conduct sales calls and customer meetings to increase deposits and loans.
• Take and process loan applications, interview applicants, and manage loan portfolio.
• Ensure marketing materials and branch personnel comply with regulations and policies.
• Mentor, train, and manage branch staff and oversee scheduling and performance appraisals.
• Oversee branch operations, cash handling, audits, and ITM/ATM checks.

Skills

Interpersonal skills

Written and verbal communication

Sales ability

Education

Four-year college education or equivalent banking experience

Tools

Internal banking systems

Job description

Overview

To be responsible for the overall management of the branch and its personnel and operations in a manner which maximizes growth and profitability through effective sales, service, and lending activities.

Responsibilities

• Lead (or potentially assist in leading) the branch’s efforts in business development, referrals to other lines of business, increase in wallet share, fee income, deposits, and loans. The direction and significance of these various efforts are determined by the overall bank’s current focus, campaign, or needs.
• Conduct sales calls and customer meetings.
• Take and process loan applications, interview applicants, and clear exceptions and past dues. Manage loan portfolio and help/service customers. Must stay up to date with current regulations and processes.
• Ensure marketing materials and personnel in the branch comply with current regulations and policies.
• Steer branch and personnel towards superior sales, service, and operations and outline a path for reaching or exceeding goals while mitigating risks and losses.
• Conduct productive branch meetings/huddles with effective communication and an emphasis on business development, market share and profitability.
• Interview prospective employees.
• Mentor, train, coach, and manage branch personnel for day-to-day activities, along with their team member’s individual growth/improvement.
• Manage, among other things: scheduling, performance appraisals, cash items, balancing of ITM, ATM, and cash dispenser, review night deposit log, night deposit contracts, safe deposit records, branch audits, employee time reporting along with other typical management duties and tasks.
• Potentially participate in visible roles in the community in civic and other service organizations.
• Perform additional duties as assigned.

Qualifications

• Four-year college education or equivalent banking experience
• Three (3) years platform banking experience -OR- Minimum of five (5) years proven and progressive experience in one or more of the following areas:
• Banking experience (credit, treasury management, etc.)
• Business development
• Related financial services experience
• Highly developed supervisory experience or Trustmark’s Development Associate training
• Ability to meet sales goals in a retail environment
• Basic computer skills and the ability to learn internal technology systems to perform tasks
• Strong interpersonal and communication skills (both verbal and written)
• Time management skills
• Exceptional customer service abilities
• Extensive understanding of Retail Banking products and services, along with a working knowledge of other lines of business
• May require registration with the National Mortgage Licensing System and Registry (NMLS)
• Must be able to sit for long periods of time and use computer keyboard and/or mouse, while viewing computer screens.
• Proven experience in managing a loan portfolio preferred.

Physical Requirements/Working Conditions

Must be able to sit for long periods of time and use computer keyboard and/or mouse, while viewing computer screens.

Note

This is a brief description of this position and is not limited to those described herein. Management retains the right to add, delete or modify any of these responsibilities at any time during employment.