Regulatory Reporting Analyst

Enterprise Financial Services Corp.; United States; On-site; USD 70,000 - 90,000; Full time

Job summary

Enterprise Financial Services Corp. seeks a Regulatory Reporting Analyst responsible for preparing and filing financial reports to regulators, including the Federal Reserve Board and FDIC. This role will involve annual, quarterly, monthly, and weekly submissions covering various financial aspects.

The ideal candidate should possess a Bachelor’s degree in Accounting or Finance, along with three years of GAAP accounting experience. Strong analytical skills and proficiency in Excel are essential.

Qualifications

• Ability to interpret accounting and regulatory guidance.
• Proactive and takes initiative.
• Strong understanding of GAAP and financial statement preparation.

Responsibilities

• Prepare and file all required financial reporting to bank regulators.
• Collaborate with teams to ensure reported data aligns to regulatory requirements.
• Support month-end, quarter-end, and year-end close processes.

Skills

Analytical skills

Problem-solving skills

Attention to detail

Organizational skills

Communication skills

Education

Bachelor’s degree in Accounting, Finance, or a related field

Tools

Excel

Job description

Job Summary

The Regulatory Reporting Analyst is responsible for preparing and filing all required financial reporting to bank regulators, including the Federal Reserve Board, the Federal Deposit Insurance Corporation, and various state regulators. The role involves annual, quarterly, monthly, and weekly submissions covering financial reporting, capital, deposits, legal entities, and exposure for multiple consolidated and stand‑alone entities.

Essential Duties & Responsibilities

• Prepare timely and accurate regulatory reports and filings (e.g., Call Report, FR Y-9C, FR Y-2900, FR Y-8).
• Read and interpret regulatory guidance and instructions, source vital data, and prepare report schedules with detailed supporting work papers.
• Collaborate with teams to ensure reported data aligns to regulatory requirements.
• Perform data aggregation to source the appropriate data for reporting.
• Reconcile regulatory reports to the general ledger and financial statements to ensure accuracy and consistency.
• Maintain documentation of reporting processes, reconciliations, and internal controls.
• Support month‑end, quarter‑end, and year‑end close processes related to regulatory reporting.
• Research new regulatory developments and reporting requirements and implement accordingly.
• Identify and implement process improvements to enhance reporting accuracy and efficiency.
• Support audit activities for regulatory examinations, operational risks, and internal and external audits.
• Perform other duties as assigned.

Qualifications

• Ability to interpret accounting and regulatory guidance and apply it to reporting processes.
• Proactive, takes initiative, and owns assigned tasks.
• Strong analytical and problem‑solving skills with high attention to detail.
• Strong organizational skills.
• Strong written, verbal, and interpersonal communication skills.
• Strong understanding of GAAP and financial statement preparation.
• Ability to identify issues and resolve them in a timely manner.

Education and Experience

Bachelor’s degree in Accounting, Finance, or a related field.

Minimum three (3) years of GAAP accounting experience, including specific experience with financial reporting. Banking or financial services experience is preferred.

Computer and Software Skills

Solid Excel working knowledge.

Equal Opportunity Statement

Enterprise Bank & Trust is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, national origin, sexual orientation, gender identity, protected veteran status, or disability. All employment offers are contingent upon the applicant successfully completing both drug and background check screenings.