GAAP Reporting Analyst

Enterprise Bank & Trust; St. Louis (MO); On-site; USD 75,000 - 110,000; Full time

Job summary

Enterprise Bank & Trust is seeking a Regulatory Reporting Analyst to prepare and file required financial reports with federal and state regulators. The role covers Call Reports, FR Y‑functions, and other filings for multiple entities, with duties spanning data aggregation, reconciliation, and process improvement.

Collaboration across teams will ensure data accuracy and regulatory compliance. The ideal candidate has a accounting/finance background, GAAP expertise, strong analytical and

Qualifications

• Bachelor's degree in Accounting, Finance or related field.
• Minimum three (3) years GAAP accounting experience, including financial reporting.
• Relevant banking or financial services experience.

Responsibilities

• Prepare timely and accurate regulatory reports and filings (e.g., Call Report, FR Y‑9C, FR Y‑2900, FR Y‑8, etc).
• Read and interpret regulatory guidance and instructions, sourcing vital data and preparing report schedules with detailed supporting work papers.
• Collaborate with teams to develop working relationships to ensure reported data aligns to regulatory requirements.
• Perform data aggregation to source the appropriate data for reporting.
• Reconcile regulatory reports to the general ledger and financial statements to ensure accuracy and consistency.
• Maintain documentation of reporting processes, reconciliations and internal controls.
• Support month‑end, quarter‑end, and year‑end close processes related to regulatory reporting.
• Research new regulatory developments and reporting requirements and implement accordingly.
• Identify and implement process improvements to enhance reporting accuracy and efficiency.
• Support audit activities for regulatory examinations, operational risks as well as internal and external audits.
• Perform other duties as assigned.

Skills

GAAP knowledge

Analytical thinking

Communication skills

Organizational skills

Problem-solving

Education

Bachelor's degree in Accounting, Finance or related field

Tools

Excel

Job description

Summary

The Regulatory Reporting Analyst is responsible for the preparation and filing of all required financial reporting to Bank regulators including the Federal Reserve Board, the Federal Deposit Insurance Corporation and various state regulators. The role will prepare and file reports annually, quarterly, monthly and weekly. These reports cover various concepts, including financial reporting, capital, deposits, legal entities and exposure (among others). Reports are prepared for multiple consolidated and stand‑alone legal entities.

Essential Duties & Responsibilities

• Prepare timely and accurate regulatory reports and filings (e.g., Call Report, FR Y‑9C, FR Y‑2900, FR Y‑8, etc).
• Read and interpret regulatory guidance and instructions, sourcing vital data and preparing report schedules with detailed supporting work papers.
• Collaborate with teams to develop working relationships to ensure reported data aligns to regulatory requirements.
• Perform data aggregation to source the appropriate data for reporting.
• Reconcile regulatory reports to the general ledger and financial statements to ensure accuracy and consistency.
• Maintain documentation of reporting processes, reconciliations and internal controls.
• Support month‑end, quarter‑end, and year‑end close processes related to regulatory reporting.
• Research new regulatory developments and reporting requirements and implement accordingly.
• Identify and implement process improvements to enhance reporting accuracy and efficiency.
• Support audit activities for regulatory examinations, operational risks as well as internal and external audits.
• Perform other duties as assigned.

Qualifications

• Ability to interpret accounting and regulatory guidance and apply it to reporting processes.
• Proactive with initiative and ownership of assigned tasks.
• Strong analytical and problem‑solving skills with high attention to detail.
• Strong organizational skills.
• Strong written, verbal and interpersonal communication skills.
• Strong understanding of GAAP and financial statement preparation.
• Ability to identify issues and resolve them in a timely manner.

Supervisory Responsibilities

• None

Education and/or Experience

• Bachelor's degree in Accounting, Finance or related field.
• Minimum three (3) years GAAP accounting experience, including specific experience with financial reporting.
• Relevant banking or financial services experience.

Computer and Software Skills

• Solid Excel working knowledge.

Certifications, Licenses, and Registrations

• None

Equal Opportunity Statement

Enterprise Bank & Trust is committed to helping individuals with disabilities participate in the workforce and ensuring equal opportunity to apply and compete for jobs. Enterprise Bank & Trust is committed to managing our business and community relationships in ways that positively impact our associates, clients, and the diverse communities where we work and live. We are proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, national origin, sexual orientation, gender identity or protected veteran status and will not be discriminated against on the basis of disability. All employment offers are contingent upon the applicant successfully completing both drug and background check screenings.