Regulatory Data Validation Specialist I

First Horizon Bank; Memphis (TN); On-site; USD 52,000 - 76,000; Full time

Benefits offered by this job

Medical with wellness incentives

HSA with company match

Maternity and parental leave

Tuition reimbursement

401(k) with 6% match

Job summary

First Horizon Bank in Memphis, TN seeks a Risk Specialist I to perform validation of CRA Small Business/Small Farm LAR and 1071 LAR data collection, supporting compliance and risk management through accurate data handling and regulatory adherence.

You will validate entries, review loan files for accuracy, document discrepancies, update procedures, and collaborate with compliance teams to remediate issues and prepare management reports. A bachelor’s degree and banking exposure are preferred.

Qualifications

• Bachelor's degree required.
• 0+ years of banking experience or equivalent.
• Strong attention to detail and organizational skills.
• Familiarity with CRA regulations and Section 1071 of the Dodd-Frank Act.
• Ability to review and interpret loan documents and regulatory guidelines.
• Proficiency with Excel and Word; compliance systems/databases.

Responsibilities

• Perform routine and targeted validation of data in the CRA Small Business/Small Farm LAR and 1071 LAR.
• Review loan files and supporting documentation for accuracy (amounts, demographics, geographic data).
• Identify discrepancies, document findings, and communicate issues for resolution.
• Maintain up-to-date LAR validation procedures per CRA and 1071 changes.
• Collaborate with compliance and risk teams to remediate issues and implement corrective actions.
• Prepare reports and summaries on validation results for management, auditors, and regulators.

Skills

Attention to detail

Organizational skills

Effective communication

Discretion / confidentiality

Regulatory data review

Education

Bachelor's degree

Tools

Microsoft Office Suite

Job description

First Horizon Bank in Memphis, TN seeks a Risk Specialist I to perform validation of CRA Small Business/Small Farm LAR and 1071 LAR data collection, supporting compliance and risk management through accurate data handling and regulatory adherence.

You will validate entries, review loan files for accuracy, document discrepancies, update procedures, and collaborate with compliance teams to remediate issues and prepare management reports. A bachelor’s degree and banking exposure are preferred.