Regional Underwriting Director

emcins; United States; Hybrid; USD 134,000 - 192,000; Full time

Job summary

EMC is hiring a Senior Regional Underwriter to lead and guide the underwriting process for the Omaha-based region. You will craft and enforce guidelines across all lines and classes, set profit-focused strategies, and act as the SME for complex or high-risk accounts.

You’ll collaborate with corporate and regional teams to ensure consistency and growth. The role requires a minimum of ten years in commercial lines underwriting with prior supervisory experience; CPCU or similar designation is

Qualifications

• Bachelor's degree in insurance or business administration or equivalent experience.
• Ten years of commercial lines underwriting experience.
• Previous supervisory/leadership experience.
• CPCU designation or other underwriting-related designation preferred.

Responsibilities

• Leads and directs the regional underwriting process.
• Develops and enforces underwriting guidelines and procedures for the regional territory.
• Models underwriting practices for accounts, lines of business, and classes.
• Sets strategies to address profit challenges and communicates them regionally.
• Monitors results and ensures pricing aligns with quality and goals.
• Acts as regional SME and decides on high-risk accounts.
• Coordinates with Corporate Office Underwriting and communicates changes.
• Oversees underwriting department team and succession planning.
• Maintains agency relationships to grow profitable business.

Skills

Leadership

Underwriting

Problem solving

Communication

Team management

Education

Bachelor's degree in insurance or business administration

CPCU designation

Tools

Microsoft Office

Job description

At EMC, we're all about working together to make an impact. As part of our team, you'll have the opportunity to grow, contribute, and gain experience that matters. We strive to be caring leaders, close partners, and responsive experts-always supporting each other to do our best work. Join us, and let's improve lives together.

This position is eligible to work a hybrid schedule from the Omaha metro

Essential Functions:

• Leads and directs the regional underwriting process.
• Develops and enforces underwriting guidelines and procedures specific to their regional territory.
• Models smart and effective underwriting practices for individual accounts, all lines of business, and different classes.
• Sets and implements strategies to address challenges to profit and communicates strategies throughout the underwriting department.
• Answers questions, shares recommendations for complex situations, such as difficult accounts, communication strategies or problematic agency relationships and explains the rationale for recommendations.
• Monitors business results to ensure that underwriters operate within authority limits, guidelines, and regional service directives while matching price to quality across the book of business and meeting rate goals.
• Serves as the subject matter expert for the region and makes final decisions on complex or high-risk accounts.
• Reviews updates received from Corporate Office Underwriting and communicates changes to team.
• Oversees and directs the underwriting department team, focusing on both long-term and short-term success.
• Develops team expertise and completes succession planning, including identifying talent and implementing development plans for critical positions.
• Directs existing and develops and fosters new agency relationships to grow profitable relationships and rehabilitate unprofitable and low growth relationships.
• Meets with and educates agents to develop their understanding of on EMC products, underwriting appetite, systems and services to help generate a flow of quality new business opportunities.
• Collaborates with Regional Vice President to determine underwriting strategy and practices and establishes short-term and long-term underwriting goals.
• Analyzes insurance trends in the operating area and industry with respect to general coverages, rates and market conditions in order to help find profitable segments to grow in.
• Performs audits on new business and renewals for compliance with Sarbanes Oxley, letters of authority, and quality and completeness of the underwriting being done in the region.
• Coordinates with underwriters, marketing and region management in the agency management process including planning and agency review meetings.

Education & Experience:

• Bachelor's degree, preferably in insurance or business administration or equivalent relevant experience
• Ten years of commercial lines underwriting experience
• Previous supervisory/leadership experience
• CPCU designation or other underwriting-related designation(s) preferred

Knowledge, Skills, & Abilities:

• Superior knowledge of underwriting and risk analysis
• Exceptional problem-solving skills and the ability to make sound decisions
• Strong computer skills, including knowledge of Microsoft Office and social media
• Ability to oversee multiple projects at one time and make decisions under challenging circumstances
• Excellent ability to translate technical ideas into more general terms for business customers
• Ability to explore new and different processes, services, technologies, and partnerships to enhance EMC's business
• Superior written and verbal communication skills
• Excellent leadership skills and ability to motivate team
• Excellent ability to effectively communicate products, procedures, business planning and system information
• Exceptional customer service skills
• Ability to speak effectively before groups
• Occasional travel; a valid driver's license with an acceptable motor vehicle report per company standards will be required if driving

The hiring salary range for this position will vary based on geographic location, falling within either of the following:
$121,263 - $174,253 or $134,038 - $191,687 A hiring range represents a subset of the full salary range. The actual salary will depend on several factors, including relevant education, skills, and experience of an applicant, geographic location, and business needs.

For information relating to the benefits EMC Team Members receive as part of a comprehensive rewards package, please visit www.emcins.com/careers .

Our employment practices are in accordance with the laws that prohibit discrimination due to race, color, creed, sex, sexual orientation, gender identity, genetic information, religion, age, national origin or ancestry, physical or mental disability, medical condition, veteran status, active military status, citizenship status, marital status or any other consideration made unlawful by federal, state, or local laws.

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