Regional Credit Officer

First Citizens Bank; Raleigh (NC); Remote; USD 60,000 - 100,000; Full time

Job summary

An established industry player is seeking a Regional Credit Officer to oversee business loan approvals and manage credit risks. This remote position offers the opportunity to leverage your expertise in credit analysis while mentoring junior associates. You will play a vital role in ensuring compliance with credit policies and enhancing business relationships. Join a dynamic team that values your insights and fosters professional growth. This is a chance to make a significant impact in the banking and financial services sector while working in a supportive environment.

Qualifications

• 6 years of experience in credit analysis or lending required.
• Knowledge of financial principles and concepts is essential.

Responsibilities

• Analyze and approve or decline business loans based on credit risks.
• Build relationships with management and business units for effective communication.

Skills

Credit Analysis

Risk Assessment

Negotiation

Financial Principles

Education

Bachelor's Degree

High School Diploma

Job description

Join to apply for the Regional Credit Officer role at First Citizens Bank

This is a remote role that may only be hired in the following locations: NC, SC, VA, FL, TN.

Overview

This position reviews, negotiates, and decides on business loans and servicing plans for the Credit Administration function of the Bank. The role involves approving or declining business loans after review, ensuring compliance with credit policies, and mitigating risk within an assigned portfolio. It also includes mentoring less experienced credit approval associates.

Responsibilities

• Loan Review: Analyzes, negotiates, and approves or declines business loans, assesses credit risks, and communicates decisions.
• Credit Expertise: Maintains knowledge of market and industry trends, advises associates, and serves as the primary contact for credit decision processes.
• Relationship Development: Builds relationships with management and business units, and represents the department on committees and networking groups.
• Business Support: Identifies training needs and process improvements, and recommends policy updates.

Qualifications

Bachelor's Degree with 6 years of relevant experience, or a High School Diploma with 10 years of relevant experience in credit analysis, lending, underwriting, or credit approval.

Knowledge of financial principles and concepts is required.

This posting remains active for 45 days, with possible extensions. Benefits information can be found at First Citizens Bank Benefits.

Additional Information

• Seniority level: Not Applicable
• Employment type: Full-time
• Job function: Finance and Sales
• Industries: Banking and Financial Services

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