Regional Credit Officer

First National Bank Of Pennsylvania; Bethesda (MD); Sur place; USD 167 000 - 278 000; Plein temps

Résumé du poste

First National Bank Of Pennsylvania in Bethesda, Maryland seeks a Regional Credit Officer to oversee an assigned lending territory, provide underwriting guidance, ensure policy compliance, and contribute to senior management planning.

The role requires BA/BS, 10+ years in banking/credit, and strong leadership and communication skills; a competitive pay and rewards package are offered.

Qualifications

• BA or BS degree required.
• Minimum 10 years in banking/credit with leadership experience.
• Strong knowledge of lending programs, policies and compliance.

Responsabilités

• Oversee underwriting guidance for an assigned lending region.
• Review requests for compliance with policy and regulations.
• Provide credit approval within authority and maintain portfolio quality.
• Support lending goals while managing asset quality and risk.
• Mentor credit analysts and lending staff on underwriting issues.

Connaissances

10+ years credit/banking experience

Excellent management skills

Excellent communication skills

Analytical and interpersonal skills

Customer service skills

MS Word - Basic Level

MS Excel - Intermediate Level

MS PowerPoint - Basic Level

MBA preferred

Formation

BA or BS

Description du poste

Primary Office Location: 5229 River Road. Bethesda, Maryland. 20816. Join our team. Make a difference - for us and for your future.

Position Title: Regional Credit Officer

Business Unit: Credit Reports To: Senior Credit Officer

Position Overview

This position is primarily responsible for the oversight and direction of an entire assigned lending territory including origination, development and maintenance of profitable business relationships, developing, implementing, interpreting and maintaining lending policies and procedures and ensuring all lending programs comply with federal and state regulations as well as Bank policy. The incumbent is part of the senior management team and participates in the Bank’s overall management and planning.

Primary Responsibilities

• Provides loan underwriting and structuring guidance and support for an assigned lending region.
• Reviews underwriting requests for compliance with Bank policy and regulatory requirements.
• Provides credit approval for requests within defined lending authority that meet the Bank’s underwriting standards and lending objectives.
• Supports the Bank’s established lending goals while maintaining desired asset quality levels.
• Assists with the mentoring, guidance and support of assigned lending team.
• Assists and mentors credit analysts as needed with difficult credit underwriting issues.
• Assists lending staff in identifying appropriate risk ratings.
• Assist in managing criticized assets.
• Monitors loan exception items for assigned regions and work with lending team to resolve.
• Monitors regional credit quality issues such as delinquency, etc.
• Participates as a member of SACC for respective regional credits.
• Assists with review, analysis and integration of acquisition opportunities.
• Performs other related duties and projects as assigned.
• All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation’s risk management program.
• F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines.
• Compliance with regulatory laws and company procedures is a required component of all position descriptions.

Minimum Education

BA or BS

Minimum Years of Experience

10

Special Skills

• Excellent management skills
• Excellent communication skills, both written and verbal
• Excellent organizational, analytical and interpersonal skills
• Excellent customer service skills
• Ability to use a personal computer and job-related software MS Word - Basic Level
• MS Excel - Intermediate Level
• MS PowerPoint - Basic Level
• MBA preferred. Experience in banking, finance or a related field. Knowledge of banking regulatory and compliance issues preferred

Special Licenses and Certificates

N/A

Physical Requirements

N/A

Compensation Grade

EXT17

Pay Range

$166,790.00 - $277,992.00

FNB’s total rewards package may include other components such as: overtime, incentive, equity and benefits.

Benefits

• overtime
• incentive
• equity
• medical
• dental
• vision
• life insurance
• flexible spending accounts
• health savings account
• 401(k)
• paid time off
• including sick time
• vacation time
• paid holidays
• other voluntary benefits

Equal Employment Opportunity (EEO)

It is the policy of FNB not to discriminate against any employee or applicant for employment because of his or her race, color, religion, sex, sexual orientation, gender identity, national origin, disability status, or status as a protected veteran. FNB provides all applicants and employees a discrimination and harassment free workplace. A culture of teamwork. A history of success.

Company Overview

As a leading diversified financial services company, F.N.B. Corporation (FNB) offers a wide range of opportunities for individuals who want to grow their careers. The FNB team is a group of highly qualified professionals who work together to provide comprehensive financial solutions across our corporate footprint, which includes Pennsylvania, Ohio, Maryland, West Virginia, Virginia, North Carolina, and South Carolina. Our consistent recognition as a best place to work and top workplace by our own employees symbolizes the outstanding culture we represent.