Regional Credit Officer

FNB Corporation; Bethesda (MD); On-site; USD 167,000 - 278,000; Full time

Job summary

F.N.B. Corporation is seeking a Regional Credit Officer to lead underwriting and risk management for a broad lending territory. You will guide loan structuring, ensure adherence to policy and regulations, and mentor a regional credit team within the Credit unit.

The role requires a BA/BS, 10+ years in banking or finance, and strong leadership, communication and analytical skills. MBA preferred; location Bethesda, MD with full-time status and competitive compensation.

Qualifications

• BA or BS required.
• 10+ years of experience in banking, finance or a related field.
• MBA preferred.
• Strong regulatory and compliance knowledge is desirable.

Responsibilities

• Oversee underwriting and structuring for an assigned lending region.
• Ensure compliance with bank policy and regulatory requirements.
• Provide credit approvals within defined authority and standards.
• Mentor and guide assigned lending staff and analysts.
• Monitor regional credit quality and delinquency indicators.
• Support acquisition opportunities and risk management initiatives.

Skills

Management skills

Communication skills

Organizational skills

Interpersonal skills

Customer service skills

Analytical skills

Education

BA or BS

MBA preferred

Tools

MS Word

MS Excel

MS PowerPoint

Job description

Regional Credit Officer page is loaded## Regional Credit Officerlocations: Bethesda, MDtime type: Full timeposted on: Posted Todayjob requisition id: 2026-02452## **Primary Office Location:**5229 River Road. Bethesda, Maryland. 20816.## **Join our team. Make a difference - for us and for your future.****Position Title:** Regional Credit Officer**Business Unit:** Credit**Reports To:** Senior Credit Officer**Position Overview:**This position is primarily responsible for the oversight and direction of an entire assigned lending territory including origination, development and maintenance of profitable business relationships, developing, implementing, interpreting and maintaining lending policies and procedures and ensuring all lending programs comply with federal and state regulations as well as Bank policy. The incumbent is part of the senior management team and participates in the Bank's overall management and planning.**Primary Responsibilities:**Provides loan underwriting and structuring guidance and support for an assigned lending region.Reviews underwriting requests for compliance with Bank policy and regulatory requirements.Provides credit approval for requests within defined lending authority that meet the Bank's underwriting standards and lending objectives.Supports the Bank's established lending goals while maintaining desired asset quality levels.Assists with the mentoring, guidance and support of assigned lending team. Assists and mentors credit analysts as needed with difficult credit underwriting issues. Assists lending staff in identifying appropriate risk ratings. Assist in managing criticized assets.Monitors loan exception items for assigned regions and work with lending team to resolve. Monitors regional credit quality issues such as delinquency, etc.Participates as a member of SACC for respective regional credits.Assists with review, analysis and integration of acquisition opportunities.Performs other related duties and projects as assigned.All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation's risk management program. F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions.**Minimum Education:**BA or BS**Minimum Years Experience:**10**Special Skills:**Excellent management skillsExcellent communication skills, both written and verbalExcellent organizational, analytical and interpersonal skillsExcellent customer service skillsAbility to use a personal computer and job-related softwareMS Word - Basic LevelMS Excel - Intermediate LevelMS PowerPoint - Basic LevelMBA preferred. Experience in banking, finance or a related field. Knowledge of banking regulatory and compliance issues preferred**Special Licenses and Certificates:**N/A**Physical Requirements:**N/A###**Compensation Grade:**EXT17###**Pay Range:**$166,790.00 - $277,992.00###FNB's total rewards package may include other components such as: overtime, incentive, equity and benefits. Salary range is a guideline and is determined by a number of factors including education, experience, skills, internal equity and market conditions. We review pay regularly to ensure competitive and equitable pay. FNB offers a comprehensive benefits package including but not limited to, medical, dental, vision, life insurance, flexible spending accounts, health savings account, 401(k), paid time off, including sick time, vacation time, and paid holidays, and other voluntary benefits.###**Equal Employment Opportunity (EEO):**It is the policy of FNB not to discriminate against any employee or applicant for employment because of his or her race, color, religion, sex, sexual orientation, gender identity, national origin, disability status, or status as a protected veteran. FNB provides all applicants and employees a discrimination and harassment free workplace.# A culture of teamwork. A history of success.As a leading diversified financial services company, F.N.B. Corporation (FNB) offers a wide range of opportunities for individuals who want to grow their careers. The FNB team is a group of highly qualified professionals who work together to provide comprehensive financial solutions across our corporate footprint, which includes Pennsylvania, Ohio, Maryland, West Virginia, Virginia, North Carolina, and South Carolina.Our consistent recognition as a **best place to work** and **top workplace** by our own employees symbolizes the outstanding culture we represent.## **Sign up for Job Alerts:****A simple and easy way to stay up to date on career opportunities available.**You now have the ability to **sign up for job alerts** through your candidate profile.To enroll you will need to create or sign into your candidate profile and select \"job alerts\".By enrolling in job alerts, you will receive email notifications as opportunities come available that match your selected interests.