Regional Credit Director

First National Bank; Bethesda (MD); On-site; USD 167,000 - 278,000; Full time

Benefits offered by this job

Medical benefits

401(k) plan

Paid time off

Job summary

First National Bank in Bethesda, MD seeks a Regional Credit Officer to oversee underwriting and lending in a defined territory, ensuring compliance with internal policies and federal/state regulations. You will lead a regional team, align risk with growth goals, and participate in senior management planning.

Qualifications include a BA/BS, 10 years in banking or credit, and strong communication, analytical and leadership skills. MBA preferred and experience with regulatory issues is a plus.

Qualifications

• BA or BS required.
• Minimum 10 years of experience in banking or credit.
• Strong analytical and communication skills required.
• Experience with regulatory and compliance issues in banking preferred.

Responsibilities

• Provides loan underwriting and structuring guidance for an assigned lending region.
• Reviews underwriting requests for compliance with bank policy and regulatory requirements.
• Provides credit approval for requests within defined lending authority that meet underwriting standards.
• Supports lending goals while maintaining asset quality.
• Mentors credit analysts and assists lending staff with underwriting issues.

Skills

Management skills

Communication skills

Organizational skills

Interpersonal skills

Customer service

PC skills

MS Word

MS Excel

MS PowerPoint

Education

BA or BS

Job description

First National Bank in Bethesda, MD seeks a Regional Credit Officer to oversee underwriting and lending in a defined territory, ensuring compliance with internal policies and federal/state regulations. You will lead a regional team, align risk with growth goals, and participate in senior management planning.

Qualifications include a BA/BS, 10 years in banking or credit, and strong communication, analytical and leadership skills. MBA preferred and experience with regulatory issues is a plus.