Recovery & Asset Liquidation Specialist

Texas Bay Credit Union; Houston (TX); On-site; USD 42,000 - 72,000; Full time

Job summary

Texas Bay Credit Union is seeking a Recovery Operations Specialist at headquarters in Houston to manage the full liquidation lifecycle for repossessed collateral, maximize recovery proceeds, and ensure regulatory compliance.

You will coordinate transport, file and track titles, monitor auction schedules, and review valuations to support timely dispositions. This role requires attention to detail and the ability to work independently in a fast-paced environment.

Qualifications

• High school education or GED.
• 3–5 years of related experience.
• Completion of required Texas Bay training courses.
• Proficient in Microsoft Office, including Word and Excel.

Responsibilities

• Coordinate transportation of repossessed collateral to auction facilities.
• Maintain inventories, statuses, and title tracking in core systems.
• Process voluntary surrenders and support recovery progress.
• Obtain titles, keys, and documentation for liquidation.
• Manage repossessed collateral inventory and monitor auction schedules for timely dispositions.
• Review condition reports, valuations, and approve expenses within established authority limits.
• Establish sale readiness dates, set floor prices and reserve amounts, and review auction bids to maximize recovery proceeds.
• Reconcile auction settlements and verify receipt of sale proceeds.
• Resolve title issues, including title defects, mileage discrepancies, and total loss designations.
• Maintain repossession and recovery files, prepare deficiency notices, and ensure proper document retention.
• File, manage, and monitor insurance claims, pursuing reimbursement opportunities and posting claim settlements.
• Review repossession-related invoices, expenses, and accounting transactions for accuracy and proper approval.
• Maintain inventory, recovery, and claim reporting, including month-end reconciliations.
• Serve as the primary contact for auction partners, transportation providers, repossession agents, and insurance carriers, ensuring compliance with organizational standards and service expectations.

Skills

Attention to detail

Analytical/problem solving

Communication skills

Multitasking

Independent work

Discretion/Confidentiality

Deadline-driven

Education

High school diploma or GED

Tools

MS Word

Excel

Job description

Texas Bay Credit Union is seeking a Recovery Operations Specialist at headquarters in Houston to manage the full liquidation lifecycle for repossessed collateral, maximize recovery proceeds, and ensure regulatory compliance.

You will coordinate transport, file and track titles, monitor auction schedules, and review valuations to support timely dispositions. This role requires attention to detail and the ability to work independently in a fast-paced environment.