Reconciliation Accountant

Signal Financial Federal Credit Union; Kensington (MD); Hybrid; USD 65,000 - 90,000; Full time

Job summary

Signal Financial Federal Credit Union in Kensington, MD is seeking a Reconciliation Accountant to provide accurate financial information by reviewing and reconciling general ledger accounts in accordance with US GAAP. The role supports improving reconciliation procedures, automation, and internal controls.

The position is hybrid, located at our Kensington headquarters with in-office days on Tuesdays, Wednesdays, and Thursdays, and offers opportunities to collaborate with accounting, IT, and

Qualifications

• Bachelor's degree in Accounting, Business or Finance or equivalent work experience.
• Two to four years of accounting experience, preferably within a financial institution or credit union.
• Knowledge of U.S. GAAP, account reconciliations, and internal controls.
• Excellent written and verbal communication skills, including tact and diplomacy.
• Advanced proficiency with Microsoft Excel and working knowledge of the Microsoft Office suite.
• Hands-on experience using AI agents, workflow automation, robotic process automation, or similar technologies to support account reconciliations.
• Experience documenting, testing, validating, and monitoring automated accounting workflows, including control points, approvals, exception thresholds, and audit evidence is preferred.

Responsibilities

• Prepares and reconciles bank and general ledger accounts, including Federal Reserve, FHLB, custodian accounts, and ACH transactions, and resolves outstanding items in a timely manner.
• Investigates discrepancies identified through the reconciliation process and communicates effectively across departments to clear variances and document resolution.
• Reconciles fixed asset and prepaid subsidiary ledgers to the general ledger.
• Prepares and records journal entries for monthly accruals and other assigned activity.
• Prepares accurate internal reports and reconciliation status updates for management.
• Conducts ad hoc projects and analysis to support accounting and operational decision‑making.
• Prepares workpapers and schedules for regulatory examinations and external and internal audits.
• Assists departments and branches with accounting and reconciliation matters.
• Maintains current procedures and participates in continuous process improvement, standardization, and automation initiatives.
• Partners with Accounting, Information Technology, and business owners to identify reconciliation processes suitable for automation and translate requirements into controlled workflows.
• Investigates automation failures, incomplete data feeds, false matches, unusual transactions, and unresolved exceptions; documents root causes and coordinates corrective action.
• Maintains audit trails, control evidence, process maps, data lineage, model or agent instructions, testing results, and change documentation for reconciliation processes.
• Performs periodic quality assurance over reconciliations by analyzing exception trends, aging, match rates, overrides, and recurring breaks, and recommends control or workflow improvements.
• Trains reconciliation owners and reviewers on approved AI‑enabled tools, automated workflows, exception handling, and related procedures.
• Performs other related duties as necessary or assigned.

Skills

Analytical thinking

Attention to detail

Communication skills

Problem-solving

Organizational skills

Education

Bachelor's degree in Accounting, Business or Finance

Tools

Microsoft Excel

Microsoft Power Automate

Microsoft Copilot

Robotic Process Automation (RPA)

Job description

Signal Financial is a progressive and growing Credit Union with over 18,000 members and more than $377+ million in assets. We are committed to building a new way of banking for our current and future members in the Washington Metro area. Our goal is to be a progressive multi-billion-dollar financial institution by re-inventing the way we operate, particularly when it comes to enhancing the membership experience. We aim to do this by being innovative, creative and nimble in offering distinctive products and services.

Position Description

The Reconciliation Accountant is responsible for providing accurate and timely financial information to management by reviewing, analyzing, and reconciling general ledger accounts in accordance with U.S. GAAP. The position also supports the design, implementation, monitoring, and continuous improvement of reconciliation procedures, automated workflows, and exception-management processes while maintaining strong internal controls, data integrity, documentation, and appropriate oversight.

The position is located at Kensington, MD headquarters. The role is hybrid, in office Tuesdays, Wednesdays, and Thursdays.

Position Responsibilities

• Prepares and reconciles bank and general ledger accounts, including Federal Reserve, FHLB, custodian accounts, and ACH transactions, and resolves outstanding items in a timely manner.
• Investigates discrepancies identified through the reconciliation process and communicates effectively across departments to clear variances and document resolution.
• Reconciles fixed asset and prepaid subsidiary ledgers to the general ledger.
• Prepares and records journal entries for monthly accruals and other assigned activity.
• Prepares accurate internal reports and reconciliation status updates for management.
• Conducts ad hoc projects and analysis to support accounting and operational decision‑making.
• Prepares workpapers and schedules for regulatory examinations and external and internal audits.
• Assists departments and branches with accounting and reconciliation matters.
• Maintains current procedures and participates in continuous process improvement, standardization, and automation initiatives.
• Partners with Accounting, Information Technology, and business owners to identify reconciliation processes suitable for automation and translate requirements into controlled workflows.
• Investigates automation failures, incomplete data feeds, false matches, unusual transactions, and unresolved exceptions; documents root causes and coordinates corrective action.
• Maintains audit trails, control evidence, process maps, data lineage, model or agent instructions, testing results, and change documentation for reconciliation processes.
• Performs periodic quality assurance over reconciliations by analyzing exception trends, aging, match rates, overrides, and recurring breaks, and recommends control or workflow improvements.
• Trains reconciliation owners and reviewers on approved AI‑enabled tools, automated workflows, exception handling, and related procedures.
• Performs other related duties as necessary or assigned.

Position Requirements

• Bachelor's degree in Accounting, Business or Finance or equivalent work experience.
• Two to four years of accounting experience, preferably within a financial institution or credit union.
• Knowledge of U.S. GAAP, account reconciliations, and internal controls.
• Excellent written and verbal communication skills, including tact and diplomacy.
• Detail‑oriented with strong analytical, problem‑solving, and organizational skills.
• Advanced proficiency with Microsoft Excel and working knowledge of the Microsoft Office suite.
• Hands‑on experience using AI agents, workflow automation, robotic process automation, or similar technologies to support account reconciliations, exception management, month‑end close, or other accounting processes is preferred
• Experience documenting, testing, validating, and monitoring automated accounting workflows, including control points, approvals, exception thresholds, and audit evidence is preferred
• Experience with reconciliation software, ERP or core financial systems, data visualization tools, Microsoft Power Automate, Microsoft Copilot, or comparable platforms is preferred.
• Working knowledge of data governance, access controls, segregation of duties as they relate to financial processes.
• Ability to communicate technical workflow and automation concepts clearly to accounting staff, business partners, auditors teams.

The list of duties and responsibilities is not intended to be all-inclusive and may be expanded to include other duties or responsibilities that management may deem as necessary.

We are proud to be an Equal Employment Opportunity (EEO). Signal Financial Federal Credit Union does not discriminate against any applicant or employee based on race, color, religion, gender, gender identity or expression, sexual orientation, national origin, age, disability, genetic information, veteran status, or any other characteristic protected by federal, state, or local laws.