Real Estate Risk 2LOD Analyst

Citi; Irving (TX); On-site; USD 76,000 - 106,000; Full time

Job summary

Citi is seeking a Real Estate Risk Analyst in Irving, TX. The role is part of the 2nd line of defense, conducting independent risk assessments, establishing controls, and managing firm-wide risks.

You will work with risk management teams and business groups to monitor limits and provide insightful reports. The position requires strong analytical skills, proficiency in Excel/PowerPoint, and programming ability, with a focus on real estate risk and capital markets analysis.

Qualifications

• 2-5 years of relevant experience.
• Deep understanding of industry standards, practices, and data analysis tools.
• Proven ethical judgment in personal conduct and business practices.
• Advanced mathematical abilities.
• Proficiency in Excel, PowerPoint, and Project Management.
• Programming skills.

Responsibilities

• Provide guidance and on-the-job training to newly onboarded team members.
• Attend meetings with risk management groups to discuss strategies and updates.
• Monitor, review, and reconcile Tier III limits with risk managers and business units.
• Proactively identify potential risks and implement mitigation strategies.
• Generate and provide regular reports such as aging reports or market position details.
• Collect, analyze, and display data in pivot tables as required.
• Utilize financial models to analyze real estate investments and capital markets for decision-making.
• Undertake ad hoc data analysis for BAU requests including stress testing and Basel/CCAR calculations.
• Assess risk in business decisions, safeguarding Citi, its clients and assets.
• Drive compliance with applicable laws, rules, and regulations and maintain ethical standards.
• Escalate and report control issues with transparency.

Skills

Analytical Thinking

Credible Challenge

Financial Analysis

Governance

Policy & Procedure

Regulation

Risk Management Lifecycle

Education

Bachelor’s degree or equivalent

Tools

Excel

PowerPoint

Project Management

Job description

The Real Estate Risk Analyst operates within the 2nd line of defense, conducting independent risk assessments, establishing risk controls, and managing firm-wide risks. The role includes solving problems independently, interpreting data professionally, and effectively communicating potentially complex information. The analyst contributes directly to business core activities, affecting team effectiveness based on quality and timeliness of their service.

Responsibilities

• Provide guidance and on-the-job training to newly onboarded team members to help them integrate into the team and understand their roles.
• Regularly attend meetings with business groups, market risk management teams, and the entire Real Estate Risk Management team to discuss risk management strategies and updates.
• Monitor, review, and reconcile Tier III limits with risk managers, risk architecture, and the business.
• Proactively identify potential risks and implementing effective mitigation strategies.
• Generate and provide regular reports such as aging reports or market position details.
• Collect, analyze, and display data in pivot tables as required.
• Utilize financial models to analyze real estate investments, capital markets, and other related areas. This analysis is crucial for decision-making and risk management processes.
• Undertake ad hoc data analysis for Business As Usual requests from the business and senior risk managers including stress testing, researching market data, Basel capital, and CCAR calculations, among others.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients, and assets.
• Drive compliance with applicable laws, rules, and regulations, adhering to Policy, and applying sound ethical judgment regarding personal behavior, conduct, and business practices.
• Escalate, manage and report control issues with transparency.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of teams and create accountability with those who fail to maintain these standards.

Qualifications

• 2-5 years relevant experience
• Deep understanding of industry standards, practices, and data analysis tools
• Proven ethical judgment in both personal conduct and business practices
• Advanced mathematical abilities
• Proficiency in Excel, PowerPoint, and Project Management
• Programming skills

Education

Bachelor’s/University degree or equivalent experience

Job Family Group

Risk Management

Job Family

Real Estate Appraiser

Time Type

Full time

Primary Location

Irving Texas United States

Primary Location Full Time Salary Range

$76 230,00 - $106 370,00

In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

Most Relevant Skills

Analytical Thinking, Credible Challenge, Financial Analysis, Governance, Policy, Procedure, and Regulation, Risk Management Lifecycle.

Other Relevant Skills

For complementary skills, please see above.

Anticipated Posting Close Date

nov 13, 2026

Automated Processing and AI

We use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi.

Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details.

Illinois residents – AI Notice and Right

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

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