Real Estate Risk 2LOD Sr. Lead Analyst, Senior Vice President

Citi; Jacksonville (FL); On-site; USD 141,000 - 212,000; Full time

Job summary

Citi | Real Estate Appraiser in Jacksonville, FL — responsible for rigorous reviews of commercial appraisals to ensure credibility and regulatory compliance. You will manage reviews for single assets and portfolios, possibly leading a team and coordinating with lenders and vendors.

Requirements include 10+ years of appraisal experience, a CGA/MAI path or equivalent, and proficiency with Argus, Rockport VAL DCF, and Excel. This is a full-time on-site role with strong risk-management focus.

Qualifications

• Bachelor’s degree required; advanced degree desirable.
• Completed Appraisal Institute classes for MAI or equivalent education.
• State Certified General Appraiser with broad experience in property types.

Responsibilities

• Perform critical reviews of commercial appraisals for credibility and compliance.
• Manage review process for single assets and portfolios; lead a review team if needed.
• Contract with vendors and ensure on-time delivery and quality.
• Lead market studies and provide market intelligence to lenders on deals.
• Evaluate complex investments and perform sensitivity analyses on cash flows.

Skills

Analytical thinking

Credible challenge

Financial analysis

Governance

Policy & regulation

Risk management lifecycle

Education

Bachelor's degree

Advanced degree preferred

MAI designation coursework or equivalent

State Certified General Appraiser

Tools

Argus

Rockport VAL DCF

MS Excel

Job description

• Perform critical reviews of externally prepared commercial appraisals to ensure that the value conclusions are credible and that the reports are in compliance with all necessary requirements.
• Responsible for managing the review process on single assets as well as portfolios, which can include leading a team of review appraisers and coordinating with participating financial institutions.
• Contract with vendors; manage vendors to on-time delivery and quality product; and maintain the timely status of each assignment on a common job tracking system.
• On occasion may lead an ad hoc team for valuation due diligence or a special project; prepare market studies; provide market intelligence to the lenders on a specific deal; prepare internal appraisals; perform sensitivity analyses for property cash flow projections; and evaluate the feasibility of a complex investment.
• Resolve any issues that are not compliant with Citibank policies or conclusions that are not reasonable.
• Advise risk managers in addressing complex real estate issues. Objectively provide risk managers with a balanced view of the risk associated with a given property.
• Work with a wide variety of property types across the US ranging from single assets to large portfolios that include several hundred properties.

• Minimum of 10+ years of appraisal experience with at least 3 years in a lending institution preferred.
• Should have Bachelor’s degree and may have advanced degrees.
• Must have completed and passed all Appraisal Institute classes necessary for the MAl designation, or equivalent education.
• Must be a state Certified General Appraiser.
• Have outstanding breadth and depth of commercial appraisal expertise that includes all major property types (office, retail, industrial, multifamily) and special purpose properties (self storage, hotels, student housing, etc.).
• Must have a strong sense of the characteristics affecting value. Highly productive and efficient as a reviewer.
• Work autonomously and require little direction for single properties as large as $100MM+ in value. Would be considered Subject Matter Expert for commercial appraisal.
• Proficient computer skills for MS Office. Outstanding proficiency in Argus and Rockport VAL DCF software and MS Excel.
• Must have a comprehensive understanding of USPAP. Must have a good understanding of FIRREA and all other subsequent Regulatory Policies concerning appraisals.
• Outstanding analytical skills. Strong interpersonal skills.
• Work well under pressure and multi-task. Outstanding organization and management skills.
• Must have strong verbal and written communication skills. Capable of being effective in decision making and outstanding problem-solving skills.
• Sustain good relationships with internal clients and vendors.

Qualifications

Job Family Group

Risk Management

Job Family

Real Estate Appraiser

Time Type

Full time

Primary Location

Jacksonville Florida United States

Primary Location Full Time Salary Range

$141,440.00 - $212,160.00

In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

Most Relevant Skills

Analytical Thinking, Credible Challenge, Financial Analysis, Governance, Policy, Procedure, and Regulation, Risk Management Lifecycle.

Anticipated Posting Close Date

Oct 31, 2026

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

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