Real Estate Loan Administrator - Irvine, CA

Calbanktrust; Irvine (CA); On-site; USD 33,000 - 39,000; Full time

Benefits offered by this job

Health Insurance (start day one)

Life & Disability Insurance

401(k) with company match

Paid Time Off and holidays

Job summary

California Bank & Trust in Irvine, CA is seeking a Real Estate Loan Administrator to ensure accuracy and compliance of real estate transactions from loan approval to funding. You will review due diligence and coordinate with borrowers, attorneys, and closing agents to safeguard bank policies and enable a smooth loan disbursement process.

The role requires a bachelor’s degree and 2+ years of residential/commercial loan processing.

Qualifications

• Bachelor's degree and 2+ years of residential and commercial loan processing or related experience.
• Basic knowledge of lending procedures, documentation and systems.
• Good interpersonal and communication skills, both verbal and written.
• Good organizational, problem solving and analysis skills.

Responsibilities

• Coordinates the closing of residential and commercial real estate loans in accordance with loan approval terms, legal requirements and bank policy.
• Contacts companies, borrowers and attorneys to ensure completeness of documents.
• Performs document negotiations, calculations and preparation of settlement statements.
• Reviews preliminary title reports, exceptions, surveys and project due diligence.
• Prepares the loan for transition to the disbursement analyst.
• Other duties as assigned.

Skills

Interpersonal communication

Time management

Regulatory compliance

Analytical

Detail oriented

Education

Bachelor's degree

Tools

Loan processing systems

Job description

Associates at California Bank & Trust work in a relationship-centered culture where they are provided with the tools, training, and opportunities to build the best possible relationships with our clients and with each other. Our workplace culture values each associate’s unique experiences, background and perspectives and provides a collaborative environment for all employees to grow and thrive.

As a premier California-focused financial services company dedicated to serving its communities, families, and businesses (small, mid-sized and large), CB&T has been active for 70 years and has more than 80 full-service branch offices across the state. This dedication has helped the bank earn recognition as a perennial powerhouse in yearly voting for “Best Bank” and “Best Commercial Bank” from the readers of San Diego Union-Tribune and Orange County Register. Additionally, as a division of Zions Bancorporation, the bank has collected multiple Greenwich Excellence Awards for “Overall Client Satisfaction” in Small Business & Middle Market Excellence Awards.

We are looking for a Real Estate Loan Administrator in Irvine, CA. This role focuses on securing the accuracy and compliance of our real estate transactions from loan approval to funding. By meticulously reviewing due diligence—including surveys, title reports, and settlement statements—and partnering directly with borrowers, attorneys, and closing agents, you will safeguard bank policies and drive a seamless transition from loan closure to active disbursement.

Essential Functions:

• Coordinates the closing of residential and commercial real estate loans in accordance with loan approval terms, legal requirements and bank policy.
• Contacts companies, borrowers and attorneys to ensure completeness of documents.
• Performs document negotiations, calculations and preparation of settlement statements.
• Reviews preliminary title reports, exceptions, surveys and project due diligence.
• Prepares the loan for transition to the disbursement analyst.
• Other duties as assigned.

Qualifications:

• Requires a bachelor's degree and 2+ years of residential and commercial loan processing, documentation or other directly related experience. A combination of education and experience may meet qualification.
• Basic knowledge of lending procedures, documentation and systems.
• Limited use and/or application of basic Real Estate loan administration principles, theories, and concepts.
• Good interpersonal and communication skills, both verbal and written.
• Good organizational, problem solving and analysis skills.
• Ability to meet deadlines and multi-task.
• Requires good time management skills. Knowledge of compliance with federal and state regulations pertaining to the banking industry.
• Sound judgment and decision-making ability.
• Medical, Dental and Vision Insurance - START DAY ONE!
• Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
• Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
• Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays, and any applicable state holidays
• 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
• Mental health benefits including coaching and therapy sessions
• Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire
• Employee Ambassador preferred banking products

This position is eligible to earn a base salary in the range of $33 - $39 annuallydepending on job-related factors such as level of experience.

This position will be open until filled.

All candidates, including those with criminal histories will be considered for employment. However, a background check adjudicated consistently with the FDIC Section 19 regulation will be completed on any candidate who accepts a conditional job offer from the Company. Because the Company is a financial institution, the FDIC guidelines apply to all positions within the company and as such any and all job duties have a direct relationship to a candidate’s criminal history and that criminal history would need to align with the FDIC Section 19 regulations.

Zions Bancorporation, National Association prohibits illegal discrimination and reaffirms its policy of providing Equal Employment Opportunity (EEO), by extending equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, protected veteran status, military service, sexual orientation, gender identity, genetic information or any other characteristic protected by applicable federal, state or local law.

It is the Company’s policy not to discriminate because of a person’s relationship or association with a protected veteran. This includes spouses and other family members. Also, Zions will safeguard the fair and equitable treatment of protected veteran spouses and family members with regard to all employment actions and prohibit harassment of applicants and employees because of their relationship or association with a protected veteran.

Applicants Requesting Accommodations: If you are a qualified individual with a disability or a disabled veteran, you may request a reasonable accommodation if you are unable or limited in your ability to use or access our career site. You can request reasonable accommodations by contacting us at [e-mail] or 801/844-7618.

California Bank and Trust a division of Zions Bancorporation, N.A. Member FDIC