QC Analyst

Premiermtg; Virginia (MN); Remote; USD 58,000 - 65,000; Full time

Job summary

Join a dynamic mortgage company as a QC Analyst where you'll be vital in ensuring compliance and quality of mortgage loans. This role involves conducting audits of loan files, collaborating with teams to resolve discrepancies, and staying current with mortgage regulations. If you're detail-oriented with strong analytical skills and a background in mortgage lending or quality control, apply today and be part of our commitment to client satisfaction.

Benefits

Medical Plan

Vision Plan

GAP Insurance

Life Insurance paid by the company

Voluntary Life Insurance

401K

Pet Insurance

Legal Shield/ID Shield

Qualifications

• 2-5 years of experience in mortgage lending or quality control.
• Knowledge of compliance regulations (TRID, RESPA, ECOA).
• Ability to work independently and manage multiple priorities.

Responsibilities

• Conduct pre-closing and post-closing loan audits.
• Review loan documentation for accuracy and completeness.
• Identify and document loan defects and trends.

Skills

Detail-oriented

Analytical skills

Critical thinking

Excellent communication skills

Problem-solving

Education

Bachelor’s degree in finance, business, or related field

Tools

Encompass loan origination system

Automated underwriting systems

Microsoft Office Suite

Job description

Career Opportunities with Premier Mortgage Associates

A great place to work.

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Are you ready to be part of a dynamic and innovative mortgage company that prioritizes relationships over transactions? At NQM Funding, LLC, dba Premier Mortgage Associates, we have been dedicated to turning dreams of homeownership into reality for over 25 years. We believe in building enduring relationships with our clients, providing personalized mortgage solutions that truly put their needs first. Our commitment to excellence and integrity sets us apart, allowing us to close loans based on genuine connections rather than mere leads.

Embark on a fulfilling career where your dedication to client satisfaction is valued and makes a real difference. Join our team and discover a path where passion aligns with excellence, providing daily opportunities to make a significant difference. Apply today and become part of our journey to create homeowner success stories!

Our Compliance Department is looking to hire a QC Analyst.

ALL REMOTE POSITIONS REQUIRE A DOWNLOAD SPEED OF NO LESS THAN 50 MBPS.

Job Title: QC Analyst

Reports To: QC Manager

FLSA Status: Non-Exempt

Department: Compliance

Division: Retail

Salary Range: $58K to $65K per year

Summary:

The Mortgage Quality Control Analyst is responsible for conducting pre-closing and post-closing audits of mortgage loan files to ensure compliance with internal policies, investor guidelines (Fannie Mae, Freddie Mac, FHA, VA), and regulatory requirements (TRID, RESPA, TILA, etc.). This role plays a vital part in identifying risk, ensuring data accuracy, and supporting overall loan quality and compliance.

Duties and Responsibilities include the following:

• Conduct pre-closing and post-closing loan audits to assess compliance with agency and investor guidelines.
• Review loan documentation for accuracy, completeness, and adherence to internal and external policies.
• Identify and document loan defects, trends, and potential risks.
• Communicate findings and collaborate with appropriate teams (underwriting, processing, closing) to resolve discrepancies.
• Ensure timely completion of QC reviews and reporting as required by investors and regulators.
• Assist with the preparation of monthly and quarterly QC reports for management.
• Monitor and track corrective action plans and follow-ups.
• Stay current with changes to mortgage regulations and agency/investor requirements.
• Participate in internal and external audits as needed.
• Support servicing audits, or other QC initiatives as assigned.
• Perform other duties as assigned to support the QC business unit.

Education:

Bachelor’s degree in finance, business, or a related field (or equivalent work experience).

Required Experience/Skills:

• 2–5 years of experience in mortgage lending or quality control.
• Familiarity with Encompass loan origination system (LOS) and automated underwriting systems (AUS).
• Knowledge of Fannie Mae, Freddie Mac, FHA, VA, and USDA guidelines.
• Strong understanding of compliance regulations (TRID, RESPA, ECOA, etc.).
• Detail-oriented with strong analytical and critical thinking skills.
• Excellent written and verbal communication skills.
• Proficient in Microsoft Office Suite (Excel, Word, Outlook).
• Ability to work independently and manage multiple priorities.
• Strong problem-solving and decision-making abilities.
• Strong working knowledge and use of Microsoft Office Suite, including Word and Excel.

NQM Funding, LLC offers the following benefits:

• Medical Plan
• Vision Plan
• GAP Insurance
• Life Insurance paid by the company
• Voluntary Life Insurance
• 401K
• Pet Insurance
• Legal Shield/ID Shield

NQM Funding, LLC management will maintain and observe personnel policies which will not discriminate or permit harassment or retaliation against a person because of race, color, creed, age, sex, gender, gender identity, gender expression, religion, national origin, ancestry, marital status, military or veteran status or obligation, the presence of a physical and/or mental disability or medical condition, genetic information, sexual orientation, and all statuses protected by applicable state or local law in all recruiting, hiring, training, compensation, overtime, position classifications, work assignments, facilities, promotions, transfers, employee treatment, and in all other terms and conditions of employment.

NQM Funding, LLC will also prohibit retaliation against individuals for raising a complaint of discrimination or harassment or participating in an investigation of same.

NQM Funding, LLC will also reasonably accommodate qualified individuals with a disability so that they can apply for a job or perform the essential functions of a job unless doing so causes a direct threat to these individuals or others in the workplace and the threat cannot be eliminated by reasonable accommodation or if the accommodation creates an undu e hardship to NQM Funding, LLC