Public Entity Underwriter: Complex Risks & Partnerships

Safety National; St. Louis (MO); Hybrid; USD 61,000 - 94,000; Full time

Benefits offered by this job

Health insurance

Dental coverage

Vision coverage

401(k) matching

Profit sharing

Hybrid work environment

Life insurance

Disability insurance

Job summary

Safety National is seeking an Underwriter for the Public Entity Practice in St. Louis, MO.

You will evaluate submissions, analyze financial and loss data, and determine retention levels, pricing, and policy terms, while negotiating products and services for complex public entity accounts. You will collaborate with Claims, Business Development, and excess teams to deliver creative solutions and exceptional service to customers, maintaining broker relationships and pursuing new business

Qualifications

• Bachelor's degree in Business, Risk Management, Insurance, Finance, or related field preferred.
• Experience evaluating commercial insurance risks and applying underwriting principles.
• Strong analytical skills interpreting financials, loss data, and exposure.
• Authorized to work in the U.S. without sponsorship now or in the future.
• Hybrid schedule with a minimum 3 days/week in Saint Louis, MO office.
• Ability to assess pricing, retention levels, terms, and coverage structures for complex accounts.
• Excellent verbal and written communication; negotiate with brokers/clients.
• Proficiency with Word, Excel, and Outlook.

Responsibilities

• Evaluate underwriting submissions and review financial/loss data to determine pricing and retention.
• Develop competitive and profitable quotations while negotiating coverage terms.
• Build and strengthen broker relationships and cross-sell opportunities.
• Identify new business opportunities and represent Safety National at industry events.
• Collaborate with Claims, Business Development, and Excess Workers' Compensation teams to deliver solutions.
• Support production and profitability goals for the Public Entity portfolio.

Skills

Underwriting

Commercial insurance

Analytical skills

Pricing strategy

Broker relationships

Communication

MS Office

Education

Bachelor's degree in Business, Risk Management, Insurance, Finance, or related field

Equivalent insurance industry experience

Tools

Microsoft Word

Microsoft Excel

Microsoft Outlook

Job description

Safety National is seeking an Underwriter for the Public Entity Practice in St. Louis, MO.

You will evaluate submissions, analyze financial and loss data, and determine retention levels, pricing, and policy terms, while negotiating products and services for complex public entity accounts. You will collaborate with Claims, Business Development, and excess teams to deliver creative solutions and exceptional service to customers, maintaining broker relationships and pursuing new business