Property Program Underwriter, Consultant - Reinsurance and Alternative Risk Transfer

Ladders; United States; À distance; USD 120 000 - 224 000; Plein temps

Avantages offerts par ce poste

Medical, dental, vision insurance

Life insurance & disability coverage

Paid time off & holidays

401(k) with company match

Pension plan

Résumé du poste

Ladders seeks a Property Program Underwriter, Consultant - Reinsurance and Alternative Risk Transfer, to lead underwriting for assigned property programs in a complex insurance environment. The role focuses on reinsurance structures and ARRT arrangements, partnering with sales, reinsurers, program managers, and internal stakeholders to grow profitability while maintaining disciplined risk selection and performance.

Remote, US-based candidates.

Qualifications

• Underwriting and risk assessment experience in commercial insurance.
• Strong communication and stakeholder management skills.
• Knowledge of underwriting policies, insurance law, and financial analysis.

Responsabilités

• Lead underwriting for assigned property programs and make independent decisions.
• Drive sales and underwriting relationships to achieve performance goals.
• Analyze relationships with program managers and adjust actions as needed.
• Review complex risks and decide acceptance or declination through analysis.
• Engage with reinsurers to verify use of reinsurance facilities.
• Develop and implement underwriting guidelines, rates and procedures.

Connaissances

Communication skills

Underwriting knowledge

Financial analysis

Formation

Bachelor’s degree in Business, Finance, Accounting, Economics, or Risk Management

Description du poste

For our client, we are seeking a Property Program Underwriter, Consultant - Reinsurance and Alternative Risk Transfer to join the team of a leader in the Finance & Insurance space.

This role will lead underwriting for assigned property program business within a complex insurance environment, with a strong focus on reinsurance structures and alternative risk transfer arrangements. The position partners closely with sales, reinsurers, program managers, and other internal stakeholders to drive profitable growth while maintaining disciplined risk selection and program performance. You will also help shape underwriting guidelines, rates, and procedures that support sound decision-making and strong portfolio outcomes.

Location: Remote - US based candidates only, no visa sponsorship available

Compensation: $120,000 – $224,000 annually

Responsibilities

• Serve as the primary underwriting lead for assigned programs and make independent decisions
• Drive sales and underwriting relationships and execute strategic plans to achieve performance goals
• Analyze program manager relationships and recommend corrective actions as needed
• Review complex individual risks and make acceptance or declination decisions based on thorough analysis
• Engage with reinsurers to verify appropriate use of reinsurance facilities and maintain relationships
• Develop and implement underwriting guidelines, rates, and procedures for programs
• Partner with business stakeholders to resolve escalated issues and achieve organizational objectives

Qualifications

• Undergraduate degree in Business, Finance, Accounting, Economics, or Risk Management; graduate degree preferred
• 8+ years of experience in commercial insurance, particularly E&S or specialty underwriting
• Proven program leadership experience preferred
• Strong knowledge of underwriting policies, insurance law, and financial analysis
• Excellent verbal and written communication skills for interaction with diverse stakeholders

Benefits

• Comprehensive medical, dental, and vision insurance
• Life insurance and short- and long-term disability coverage
• Minimum of 18 days paid time off annually, pro-rated quarterly
• Nine paid holidays and additional paid time off for special occasions
• 401(k) plan with company match and a company-paid pension plan
• Business casual attire and a supportive work environment

Our client is an equal opportunity employer.