Property Claims Assistant Manager

EMC Insurance; Northern (KY); Hybrid; USD 100,000 - 152,000; Full time

Benefits offered by this job

401(k) match

Pension plan

Tuition reimbursement

Life, medical, dental, vision coverage

Job summary

EMC Insurance is seeking an experienced claims leader to oversee the property claims team, including cyber claims, in a role that emphasizes accuracy, compliance, and customer service. You will review files, assign work to skilled handlers, and guide complex coverage decisions.

With eight years in property claims and a strong leadership track record, you will drive performance, reserves, and development plans while promoting DEI and sustaining a high performing team culture.

Qualifications

• Bachelor’s degree or equivalent relevant experience.
• Eight years in property claims adjusting or related experience, including large/complex claims.
• State licenses as required for authority to adjust claims.
• Prior leadership experience with team development.

Responsibilities

• Provides direct managerial oversight to the property claims team, including cyber claims.
• Reviews files, gathers missing information, and assigns claims to appropriate handlers.
• Guides coverage, liability, and strategy decisions for complex claims.
• Monitors reserves and adjusts payments within authority.
• Ensures compliance with claims handling best practices and regulatory requirements.
• Conducts performance reviews, coaching, and hires decisions.
• Develops talent, supports succession planning, and promotes DEI initiatives.
• Fosters customer relations and monitors service metrics.

Skills

Leadership

Staff development

Claims management

Regulatory compliance

Data analysis

Education

Bachelor’s degree or equivalent

Tools

Claims systems

Job description

At EMC, we’re all about working together to make an impact. As part of our team, you’ll have the opportunity to grow, contribute, and gain experience that matters. We strive to be caring leaders, close partners, and responsive experts—always supporting each other to do our best work. Join us, and let’s improve lives together.

Ideal candidate would be located within either the Central or Eastern time zone

Essential Functions:

• Provides direct managerial oversight to property claims team, including cyber claims.
• Reviews all claims files assigned to team and analyzes files for necessary facts, including reaching out to appropriate parties to gather any missing information.
• Assigns claims to the appropriate handler with the right skills and experience based on review of the file.
• Guides team through complex questions of coverage, compensability, liability, claim value and strategy for resolution.
• Assigns or assists in the selection of counsel and monitors litigated matters.
• Ensures that timely, adequate reserves have been established on claim files in compliance with the company’s reserve guidelines and methodology.
• Ensures adjusters are handling claims in accordance with company’s claims handling best practices and claims philosophy.
• Properly identifies files appropriate for claims committee or assignment to Large Loss, Coverage Counsel or Subrogation.
• Ensures proper reserves and authorizes claim payments within authority.
• Controls claim and loss costs and adjustment expenses.
• Routinely meets with team members to monitor business decisions made to ensure compliance with authority levels, good faith claim handling, and regulatory requirements.
• Collaborates with team members to establish performance goals and monitors status.
• Conducts performance reviews and provides coaching.
• Interviews, hires, and recommends salary adjustments for team members.
• Resolves disciplinary issues, reviews results, actions plans, and progress.
• Develops team expertise and assists with succession planning, including identifying talent and implementing development plans for critical positions.
• Supports diversity, equity, and inclusion initiatives.
• Fosters an innovative culture, including supporting new ideas and providing guidance on potential changes.
• Develops and fosters excellent customer relations as it relates to property claims.
• Monitors customer service metrics and ensures that customer experience levels are being met.
• Develops and markets the claim brand and culture among EMC teams, and prospects in the industry.

Education & Experience

• Bachelor’s degree or equivalent relevant experience.
• Eight years of experience in property claims adjusting or related experience, including experience with large and complex claims.
• Attainment of all applicable state licenses as required.
• Prior leadership experience.
• Insurance designations, such as INS, AIC, and CPCU preferred.

Knowledge, Skills & Abilities:

• Excellent understanding and application of property loss claims techniques and a current knowledge of property estimation practices and property claims techniques.
• Advanced knowledge of insurance terms and coverages in commercial lines.
• Strong leadership qualities with the ability to motivate staff.
• Excellent knowledge of computers and claims systems.
• Excellent organizational, written and verbal communication skills.
• Excellent ability to gather and analyze a variety of data points to appropriately triage claims handling.
• Advanced investigative and problem-solving abilities.

Occasional travel required; a valid driver’s license with an acceptable motor vehicle report per company standards required if driving.

The hiring salary range for this position will vary based on geographic location, falling within either of the following: $100,085 - $138,285 or $110,624 - $152,122 A hiring range represents a subset of the full salary range. The actual salary will depend on several factors, including relevant education, skills, and experience of an applicant, geographic location, and business needs.

For information relating to the benefits EMC Team Members receive as part of a comprehensive rewards package, please visit www.emcins.com/careers.

Our employment practices are in accordance with the laws that prohibit discrimination due to race, color, creed, sex, sexual orientation, gender identity, genetic information, religion, age, national origin or ancestry, physical or mental disability, medical condition, veteran status, active military status, citizenship status, marital status or any other consideration made unlawful by federal, state, or local laws.

All of our locations are tobacco free including in company vehicles.

Why should you choose to apply for a position at EMC?

We can give you plenty of reasons why EMC is a great place to work:

• More than 105 years of financial strength and stability.
• In the top 60 insurance organizations in the U.S. based on net written premium.
• Named a five-star insurance carrier by Insurance Business America.
• Two-time recipient of the Best Practices Award of Excellence from the Independent Agents & Brokers of America.
• Multiple locations recognized as Top Workplaces based solely on team member feedback.
• Corporate culture that engages and empowers team members to achieve their best.
• Outstanding benefits with life, medical, dental, vision and prescription drug coverage.
• Competitive paid time off plan and a full day of volunteer time off annually.
• Financial incentives, including a 401(k) plan match, pension plan, OneEMC bonus plan and recognition and anniversary awards.
• Professional development and growth opportunities, including tuition reimbursement.
• Wellness initiatives to improve team member well-being and reduce health insurance costs.
• Flexibility to dress for your day and opportunities for alternative work arrangements.

EMC complies with labor law requirements.

View the federal and e-verify labor law posters.