Property Adjuster II

Erie Insurance; Brownsville (TN); Remote; USD 61,000 - 99,000; Full time

Job summary

A leading company is seeking a Claims Adjuster to exercise independent judgment in handling property claims from a home office in Tennessee. The ideal candidate will have significant claims handling experience and be able to navigate investigations and negotiations. This role offers a competitive salary and a robust benefits package, including health benefits and a pension plan.

Benefits

Health, prescription, dental and vision benefits

Traditional pension plan

401(k) with up to 4% contribution match

Career development and tuition reimbursement

Paid time off including vacation and parental leave

Qualifications

• Five years of claims handling experience or a Bachelor's Degree with two years of experience.
• Willingness to obtain and maintain required licenses and certifications.
• Valid driver's license with a good driving record required.

Responsibilities

• Conducts investigations and interviews, inspecting damage within assigned territory.
• Sets and maintains reserves, reviews reports, and directs experts as needed.
• Documents claim files and submits closure reports.

Skills

Claims Handling

Investigation

Negotiation

Customer Focus

Education

High School Diploma or GED

Bachelor's Degree

Job description

Division or Field Office:

Knoxville Claims Office
Department of Position: Claims Department
Work from:
Home in TN Salary Range:
$61,892.00-$98,865.00*

salary range is for thislevel and may vary based on actual level of role hired for

*This range represents a national range and the actual salary will depend on several factors including the scope and complexity of the role and the skills, education, training, credentials, location, and experience of an applicant, as well as level of role for which the successful candidate is hired.Position may be eligible for an annual bonus payment.

At Erie Insurance, you're not just part of a Fortune 500 company; you're also a valued member of a diverse and inclusive team that includes more than 6,000 employees and over 13,000 independent agencies. Our Employees work in the Home Office complex located in Erie, PA, and in our Field Offices that span 12 states and the District of Columbia.

Benefits That Go Beyond The Basics

We strive to be Above all in Service to our customers-and to our employees. That's why Erie Insurance offers you an exceptional benefits package, including:

• Premier health, prescription, dental, and vision benefits for you and your dependents.Coverage begins your first day of work.
• Low contributions to medical and prescription premiums.We currently pay up to 97% of employees' monthly premium costs.
• Pension.We are one of only 13 Fortune 500 companies to offer a traditional pension plan. Full-time employees are vested after five years of service.
• 401(k) with up to 4% contribution match.The 401(k) is offered in addition to the pension.
• Paid time off.Paid vacation, personal days, sick days, bereavement days and parental leave.
• Career development.Including a tuition reimbursement program for higher education and industry designations.

Additional benefits that include company-paid basic life insurance; short-and long-term disability insurance; orthodontic coverage for children and adults; adoption assistance; fertility and infertility coverage; well-being programs; paid volunteer hours for service to your community; and dollar-for-dollar matching of your charitable gifts each year.

Position Summary

Exercises independent discretion or judgment in handling all types of property claims. Also assists or acts on behalf of the claims supervisor when required.

• This is a work from home position that comes with a vehicle and equipment
• The ideal candidate will live in Brownsville, Millington, or Munford, TN or surrounding areas.
• The hiring manager will also consider candidates for PropertyAdjuster I.Level of position offered will be based upon the depth and breadth of selected candidate's experience and qualifications.

Duties and Responsibilities

• Conducts investigations, interviews, and inspects damage, driving to site of damage within assigned territory or other if required. Prepares estimates, makes recommendation, and handles coverage questions, and litigation.
• Sets and maintains reserves, reviews reports and related materials, directs experts, determines coverage and claim value, issues or declines payment, and negotiates claims with plaintiff attorneys when necessary.
• Documents claim files and submits report for closure.
• Recognizes subrogation situations and initiates appropriate action.
• Services assigned territory and brings assigned claims to conclusion.
• Interacts with Agents and district sales managers on matters of mutual concern.
• Assists claims supervisor or acts on his/her behalf, including representing the company at legal proceedings, as required.
• Completes industry-related training programs and continues to attend training programs to remain informed on policy changes, interpretation or new legislation.
• Assists in training of new claims adjusters.
• Participates on Catastrophe Team when required.

The first five duties listed are the functions identified as essential to the job. Essential functions are those job duties that must be performed in order for the job to be accomplished.

This position description in no way states or implies that these are the only duties to be performed by the incumbent. Employees are required to follow any other job-related instruction and to perform any other duties as requested by their supervisor, or as become evident.

Capabilities

• Values Diversity
• Nimble Learning
• Self-Development
• Collaborates
• Customer Focus
• Information Management Skills
• Cultivates Innovation
• Instills Trust
• Job-Specific Knowledge
• Optimizes Work Processes
• Ensures Accountability
• Decision Quality

Qualifications

Minimum Educational and Experience Requirements

• High School Diploma or GED and five years of claims handling experience, or equivalent required; or
• Bachelor's Degree and two years of claims handling experience, or equivalent required.

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Additional Experience

• Incumbent must live in territory assigned unless a change is approved by the company.
• Position requires the incumbent to serve on Catastrophe Team, which may include travel on short notice to other locations for periods in excess of two consecutive weeks.

Designations and/or Licenses

• Willingness to obtain and maintain any required licenses.
• Successful completion of Associate in Claims (AIC) program preferred.
• Valid driver's license and good driving record required.

Physical Requirements

• Use of Personal Protective Equipment (PPE) is required for this role.
• Ability to move over 50 lbs using lifting aide equipment; Often (20-50%)
• Climbing/accessing heights; Moderate (30-40%)
• Driving; Frequent (50-80%)
• Lifting/Moving 0-20 lbs; Often (20-50%)
• Lifting/Moving 20-50 lbs; Often (20-50%)
• Manual Keying/Data Entry/inputting information/computer use; Often (20-50%)
• Pushing/Pulling/moving objects, equipment with wheels; Occasional (<20>

Nearest Major Market: Memphis