Product Owner – Payments Platform

VBeyond Corporation; Fort Mill (SC); On-site; USD 120,000 - 180,000; Full time

Job summary

VBeyond Corporation is seeking a Senior Product Owner with payments and move money operations expertise, not a technology‑driven profile. The ideal candidate must demonstrate hands‑on ACH and money movement experience, with the ability to design products that fully account for real‑world payment exceptions, regulatory constraints, and operational risk.

You will master the most complex ACH transaction types from an ODFI perspective, including returns and exceptions, and translate constraints into

Qualifications

• Senior Product Owner with hands-on payments and move money operations expertise.
• Deep knowledge of ACH, returns processing, and regulatory constraints.
• Ability to translate ACH constraints into clear product requirements and journey designs.
• Familiarity with NACHA Operating Rules and back‑office operations.

Responsibilities

• Design products that account for real-world payment exceptions and regulatory constraints.
• Translate operational constraints into clear product requirements and journeys.
• Lead ACH returns processing and its timelines, codes, and downstream impact.
• Collaborate with stakeholders to align product design with risk and compliance.

Skills

Payments operations

Move money

ACH

Regulatory knowledge

Operational risk management

NACHA Operating Rules

Product ownership

Job description

We are Senior Product Owner with Payments and Move Money operations expertise, rather than a technology‑focused profile. The ideal candidate must demonstrate deep, hands‑on operations expertise in ACH and money movement , with the ability to design products that fully account for real‑world payment exceptions, regulatory constraints, and operational risk .

• The most complex ACH transaction types from an ODFI perspective, including ACH Returns and Exceptions and why they are operationally and regulatory complex.
• Strong understanding of ACH Returns processing, including timelines, reason codes, and downstream operational impact.
• Knowledge of the regulatory bodies and rule sets governing ACH, including NACHA Operating Rules, and how those rules influence product design, customer experience, and back‑office operations.
• Ability to translate ACH operational constraints (returns windows, re‑presentment rules, exception handling) into clear product requirements and journey designs.

Note – VBeyond is fully committed to Diversity and Equal Employment Opportunity.