Product Owner, P&C Policy & Commercial Underwriting

Majesco; United States; Remote; USD 110,000 - 170,000; Full time

Benefits offered by this job

Medical, dental & vision insurance

Employer-funded HSA with high-deduct需要

Job summary

Majesco is transforming insurance technology and seeks a Product Owner for P&C Policy & Commercial Underwriting to own the backlog across policy lifecycle and underwriting, including AI-assisted decisioning.

You will define priorities, guide AI use cases, manage integration with data providers, and collaborate with engineering, QA, and customers to modernize workflows and risk evaluation.

This remote US role offers a competitive base salary and comprehensive benefits.

Qualifications

• 8+ years in Product Ownership, Business Analysis, or Functional Leadership within P&C insurance tech.
• Hands-on experience at a P&C carrier, insurance software vendor, or both.
• Understanding of commercial underwriting processes, risk triage, evaluation and decision support, referrals and authority workflows.

Responsibilities

• Own and prioritize roadmap and backlog for submission, quoting, issuance, endorsement, and underwriting risk evaluation.
• Lead AI-driven underwriting configurations and define rules, workflows, and decision logic.

Skills

P&C insurance experience

Product ownership

Business analysis

Functional leadership

Stakeholder management

Education

Bachelor’s degree in Business/Insurance/Technology

Tools

Jira

Aha!

Job description

Majesco isn’t just riding the AI wave – we’re leading it for the P&C, L&A H, and Pension & Retirement markets. Born in the cloud and built with an AI-native vision, we’ve reimagined the insurance and pension & retirement providers to move faster, see farther and operate smarter. As leaders in intelligent SaaS solutions, we’ve embedded AI and Agentic AI throughout our robust product portfolio of core, underwriting, loss control, distribution, digital solutions, and pension & retirement administration so our customer can reimagine their business with real-time business insights, optimized operations, and enhanced business outcomes. Everything we build is designed to strip away complexity and let our clients focus on what matters: delivering exceptional products, experiences, and long-term financial security for policyholders and plan participants.

In a world where change is constant, our native-cloud SaaS platform empowers insurers, MGAs, and pension & retirement providers with the agility to adapt to evolving risk, regulation, and market expectations, modernize operating models, and accelerate innovation at scale. With 1400 plus implementations and more than 375 customers worldwide, Majesco is the AI-native solution trusted to power the future of insurance and pension & retirement. Break free from the past and build the future of insurance

At Majesco, this means joining a team leading the insurance and retirement industry through the AI revolution. You’ll collaborate with experienced leaders and global teams building and scaling AI-native solutions that solve complex, real-world challenges - where innovation moves from concept to production, decisions carry real weight, and execution matters. If you’re looking for a place where your expertise is trusted, your judgment is valued, and your work helps define what’s next for intelligent insurance and retirement technology, Majesco is where that work happens.

Product Owner, P&C Policy & Commercial Underwriting

Remote – United States

Shape the Future of P&C Policy Administration and Commercial Underwriting

At Majesco, we are transforming the future of insurance technology. Our mission is to connect people and businesses to insurance in ways that are innovative, hyper-relevant, compelling, and personal.

We are looking for a Product Owner, P&C Policy & Commercial Underwriting to own the backlog and roadmap across two foundational capabilities of the Majesco P&C platform: Policy lifecycle, from quote and issuance through endorsement and renewal, and Commercial Underwriting, including submission, risk evaluation, and AI-assisted decisioning.

This role combines deep P&C insurance expertise with product ownership discipline. You will shape how policy and underwriting capabilities work together while helping advance Agentic AI capabilities that support underwriters in risk selection, triage, and decisioning.

If you have experience with commercial underwriting operations, policy administration systems, and/or AI-assisted underwriting decisioning and want to shape two of the most complex areas of a P&C insurance platform, this role offers that opportunity.

Why This Role Matters

Commercial & specialty underwriting and policy administration sit at the center of the P&C insurance lifecycle. This role brings them together under a coherent product direction, creating opportunities to modernize workflows, strengthen decision support, and improve how insurers manage risk.

You will define priorities across policy issuance, endorsement, and commercial and specialty underwriting risk evaluation while shaping how AI can assist underwriters throughout the decision process.

What You Will Do

• Own and prioritize the roadmap and backlog for submission, quoting, issuance, endorsement, and UW risk evaluation.
• Lead with AI and define underwriting configuration requirements across risk evaluation rules, workflows, authority levels, referrals, and decision logic.
• Define the AI use cases and guide the design of Agentic AI underwriting capabilities that assist underwriters with risk selection, triage, and decision support.
• Lead day-to-day Policy backlog execution and prioritization while partnering with engineering and architecture to translate underwriting and policy workflows into scalable platform capabilities.
• Define integration requirements with third-party underwriting data providers, including property data, financial data, and risk intelligence platforms.
• Validate delivered functionality with QA and business stakeholders and collaborate with our customer and prospects (insurers, MGAs) and implementation teams to identify modernization opportunities across both product lines.

What You Bring

• 8 plus years of experience in Product Ownership, Business Analysis, or Functional Leadership within P&C insurance technology, with direct exposure to both policy administration and commercial underwriting.
• Hands-on experience at a P&C carrier, insurance software vendor, or both.
• Strong understanding of commercial underwriting processes, including risk triage, evaluation and decision support, referral and authority workflows, broker interactions, and policy issuance and endorsement.
• Experience managing or mentoring a Product Owner or Business Analyst.
• Experience with Agile delivery tools such as Jira, Aha!, or similar platforms.
• Strong stakeholder management skills across underwriting, engineering, and customer-facing teams.
• Bachelor’s degree in Business, Insurance, Technology, or a related field preferred. An equivalent combination of education and relevant industry experience will be considered.

Why Join Majesco

Majesco is a recognized leader in cloud insurance software, helping insurers modernize core operations and deliver exceptional customer experiences.

You will join a rapidly growing and dynamic organization where priorities evolve alongside the platform. If you are passionate about P&C insurance technology and want to shape product ownership across Policy, Commercial Underwriting, and emerging AI-assisted decisioning capabilities, we would like to meet you.

As a member of a rapidly growing and dynamic organization, the successful candidate must be flexible and willing to take on new tasks and responsibilities as business needs evolve. The company reserves the right to vary, change, or update job duties and responsibilities based on business requirements. This role may require shifting priorities, learning new technologies, and contributing to projects outside of the initial scope.

What Majesco Offers:

Majesco is committed to equal pay and transparency. The annual base salary range for this position is $110,000 to $170,000.

Please note that the salary range information provided is a general guideline and combines all of the distinct labor markets within the United States. It is uncommon for an individual to be hired at or near the top of the range for their role, and compensation decisions are dependent on a variety of factors. Majesco considers factors such as (but not limited to) scope and responsibilities of the position, candidate's work experience, candidate's work location, education/training, key skills, internal peer equity, external market data, as well as market and business considerations when making compensation decisions.

At Majesco, we offer a comprehensive employee benefits package with most coverage starting Day One. Our benefits package includes, but is not limited to: Medical, dental & vision insurance; employer-funded HSA coordinating with a high-deductible health plan; FSA, short-term/long-term disability; Life/AD&D insurance; 401(k), flexible time off, paid sick days and 11 paid holidays; paid parental/bonding leave; career anniversary leave and other voluntary benefits.