Product Manager - On-Chain Lending (Fintech)

Deciml; New York (NY); Hybrid; USD 120,000 - 160,000; Full time

Job summary

Deciml is building the rails to bring Wall Street into the 21st century. In this hybrid role based in New York City or Austin, you will translate client needs into actionable product specs, own feature areas, and collaborate with design to ship iterative improvements for a growing fintech platform.

You’ll work with a team from leading financial institutions, applying your knowledge of debt and credit to shape a product that moves real capital efficiently and securely.

Qualifications

• You have deep familiarity with financial products, especially debt and credit basics.
• You can ramp quickly on unfamiliar domains and ask focused questions to reach the real mechanics.
• You thrive in cross-functional environments with engineering, design, and clients.
• You leverage AI as a tool in drafting specs, research, and prototypes while applying good judgment.

Responsibilities

• Define features end to end from ambiguous client asks to concrete specs.
• Make product calls on where data belongs, user navigation, and level of detail to show.
• Keep engineering moving by delivering defined, ready-to-build work.
• Collaborate with design to turn specs into wireframes and prototypes, iterating as needed.
• Turn client requests into product scope rather than one-off builds.
• Ship and iterate by reviewing features against the spec and feeding learnings back to the roadmap.

Skills

Financial product literacy

Fast learner

Detail-oriented

AI fluency

Cross-functional collaboration

Tools

Figma

Job description

Deciml is building the rails to bring Wall Street into the 21st century. In this hybrid role based in New York City or Austin, you will translate client needs into actionable product specs, own feature areas, and collaborate with design to ship iterative improvements for a growing fintech platform.

You’ll work with a team from leading financial institutions, applying your knowledge of debt and credit to shape a product that moves real capital efficiently and securely.