Product manager in KYC

Spendesk; United States; Hybrid; USD 140,000 - 210,000; Full time

Benefits offered by this job

Latest Apple equipment

Moka.care

Health insurance

Flexible on-site/remote policy

Office snacks

Job summary

Spendesk ищет старшего продукт‑менеджера для руководства KYC & AML командой. Ваша задача — определить стратегию продукта и обеспечить соответствие регуляторным требованиям, а также вести редизайн onboarding‑потока и взаимодействовать с командами комплаенса и инженерами.

Опыт в финтех и знание регуляторных требований являются ключом. Важна способность переводить требования в конкретные продуктовые решения и измеримые показатели, чтобы улучшать конверсию и скорость активации.

Qualifications

• 5+ лет опыта product management в финтех/регулируемой сфере.
• Рабочие знания KYC/AML регуляторной базы (PSD2, MiCA и пр.).
• Умение переводить регуляторные требования в продукт‑решения.
• Опыт разработки onboarding/идентификации с измеримыми результатами.
• Сильная аналитика и приоритизация по данным.
• Отличные навыки коммуникации и управления стейкхолдерами.

Responsibilities

• Определять и реализовывать стратегию продукта KYC & AML.
• Переработать onboarding flow для ускорения активации.
• Быть внутренним экспертом по комплаенсу в продукте.
• Сотрудничать с комплаенсом, KYC-OPS и инженерным отделом.
• Определять метрики: время активации, полнота документов.
• Поддерживать GTM команды документацией и релизами.
• Управлять отношениями с вендорами identity/monitoring.

Skills

Product management

Stakeholder management

Regulatory understanding

Analytical mindset

Communication

Vendor management

Tools

KYC/AML platforms

Job description

Описание

We're looking for a Senior Product Manager to lead the KYC & AML squad — the team responsible for how Spendesk verifies, onboards, and continuously monitors the businesses and individuals who use the platform.

Задачи

• Define and drive the KYC & AML product strategy, ensuring it ladders up to both business goals and regulatory obligations.
• Lead the rebuild of Spendesk's onboarding flow for individuals and companies — reducing time-to-activation, improving document completion rates, and eliminating manual rework.
• Act as Spendesk's internal compliance expert for product — helping other PMs understand regulatory constraints and embedding compliance-by-design across the product culture.
• Partner closely with the compliance team, KYC-OPS, and engineering to convert regulatory requirements into a single, prioritised backlog — replacing the current reactive, competing-P0 model.
• Define and track the product metrics that don't yet exist: time-to-activation, file completeness at KYC entry, cost per manual case, and straight-through processing rate.
• Support go-to-market teams with clear documentation and impactful product launches — particularly for onboarding improvements visible to Account Executives and new customers.
• Evaluate and manage relationships with identity verification, monitoring, and compliance infrastructure vendors.

Требования

• 5+ years of product management experience in fintech, payments, or regulated financial services.
• Working knowledge of KYC/AML regulatory frameworks — ideally including EU or UK regulations (PSD2, MiCA, or equivalent).
• You don't need to be a lawyer, but you need to have absorbed compliance deeply enough to act as a credible counterpart to a MLRO or compliance officer.
• Proven ability to translate complex regulatory requirements into clear, prioritised product decisions — and to make those decisions land with engineers, designers, and business stakeholders who don't share your regulatory background.
• Experience owning or rebuilding onboarding or identity verification flows — with measurable outcomes (completion rate, activation time, drop-off reduction).
• Strong analytical mindset — you can instrument what doesn't yet exist, define the right metrics, and use data to drive prioritisation.
• Excellent communication and stakeholder management skills — you can hold the room with compliance, ops, and engineering simultaneously, and translate between them without losing substance.
• Entrepreneurial mindset — comfortable making difficult infrastructure and vendor decisions without a large team of experts behind you.
• Будет плюсом: Familiarity with financial infrastructure: payment providers, monitoring vendors, identity solutions.
• Experience managing a migration or integration at the infrastructure layer is a strong plus

Условия

• Own one of the most structurally important product domains at Spendesk — KYC & AML directly gates every new customer relationship.
• Solve problems that are genuinely hard: low document completion rates, manual reconciliation overhead, a TMS migration, and a US expansion that depends on what you build.
• Work in a domain where regulatory excellence and great product experience are not in opposition — your job is to prove they can coexist.
• Join a culture that values autonomy, trust, and shipping fast — while never losing sight of quality or compliance.
• Help Spendesk build the compliance infrastructure that will support its next phase of growth, including US expansion and multi-currency.
• Flexible on-site and remote policy
• Latest Apple equipment — the tools you need to excel
• Access to Moka.care — for emotional and mental health wellbeing
• Great office snacks — to fuel your day
• A positive team to work with daily!
• We also offer location-specific benefits tailored to each market, including health insurance, wellness allowances, commuter support, meal vouchers and gym memberships — ensuring you're well supported wherever you're based.