Product Manager

American Integrity Insurance Company; Tampa (FL); On-site; USD 95,000 - 130,000; Full time

Job summary

American Integrity Insurance seeks a seasoned Product Manager with 5–8 years in Property & Casualty insurance and P&L responsibility to lead product development, pricing strategy, and portfolio profitability. You will collaborate with Underwriting, Sales, Pricing, and Marketing to drive compliant, competitive programs, manage vendor implementations, and mentor analysts in a fast-paced environment.

Based in Tampa at our headquarters, this role emphasizes data-driven decision making, stakeholder

Qualifications

• Bachelor’s degree required or equivalent
• Experience in Property and Casualty Insurance with PM/PM with P&L responsibility (5–8 years) preferred
• Strong skills in documentation, presentation and leadership

Responsibilities

• Develop and manage DOI filings for rates, rules, and forms, ensuring compliance and competitiveness
• Lead the development and implementation of new products, programs, and revisions
• Manage vendor product implementations for new projects and programs
• Improve or create tools to support product development and analysis
• Support the development and career path of product analysts
• Analyze portfolio profitability, new business writings, products, and competitive position
• Collaborate with Underwriting to identify unprofitable segments and actions
• Partner with Pricing to provide market support including actuarial rate indications
• Collaborate with Marketing to develop policyholder and agency informational materials
• Collaborate cross-functionally to implement new programs across departments

Skills

Analytical skills

Problem solving

Presentation skills

Teamwork

Communication skills

Excel

SQL

Cognos

Data analysis

Market analysis

Education

Bachelor’s Degree

Tools

COGNOS

Data warehouse

Job description

American Integrity Insurance (NYSE: AII) is a leading provider of homeowners insurance, proudly serving over 400,000 policyholders across the Southeast. Comprised of more than 300 insurance professionals, most of whom work in our Tampa-area headquarters, and exclusively represented by more than 3,000 independent agents, we offer sound and comprehensive property and dwelling insurance to families throughout Florida, Georgia, South Carolina, and North Carolina. Our organization derives its Strength From IntegrityTM, and we are proud to have been recognized as a Top Place to Work in Tampa by the Tampa Bay Times and a Best Place to Work in Insurance by Business Insurance Magazine for the past twelve years. We have also rated among the Top Workplaces in the USA by USA Today for the past five years.

A Day in the Life:

Who knew Insurance could be this fun? From company picnics to charity events, no one can ever say American Integrity Insurance doesn't understand the importance of having fun, helping others, or giving back. Our company culture is priceless, and it's built around our six core values: Integrity, Commitment, Teamwork, Humility, Passion, and Fun. As a team working to provide home insurance solutions to our policyholders, together we aim to achieve greater heights each day and celebrate each other's accomplishments along the way. It is our mission to continue providing reliable, customer-centric homeowners

insurance and paying claims in a timely manner when our customers suffer a loss - and to do so with Integrity.

Learn more about American Integrity Insurance and our job opportunities athttps://careers.aii.com.

• Develop and manage Department of Insurance (DOI) filings for rates, rules, and forms, ensuring new and existing programs remain compliant and competitive across all applicable states.
• Lead the development and implementation of new products, programs, and revisions to existing programs, including manuals, forms, rates, and rules.
• Manage implementation of vendor products for new projects and programs.
• Improve or create new tools as needed to support product development and analysis.
• Support the development and career path of product analysts.
• Analyze the existing portfolio by examining profitability, new business writings, products, competitive position, and capacity.
• Collaborate with Underwriting to identify potentially unprofitable segments within the portfolio, including recommending and following through on agreed-upon actions.
• Partner with Sales to analyze new business opportunities and identify target market segments to pursue, as well as segments to avoid.
• Assess the cost of doing business across markets relative to related premiums; compare rates to the marketplace and provide recommendations to support competitiveness.
• Analyze claims frequency and severity trends to inform product and pricing strategy.
• Research and analyze company and external data sources to identify market and state trends, opportunities, and issues.
• Maintain a working knowledge of reinsurance structures and how they affect product strategy; partner with the Reinsurance team, providing relevant data and context to support their placement and analysis efforts.
• Partner with the Pricing team to provide analytical and market support for pricing decisions, incorporating actuarial rate indications, claims trends, underwriting initiatives, competitive intelligence, and the regulatory environment.
• Partner with Marketing to support the development of policyholder and agency informational and communication materials.
• Collaborate cross-functionally to support the development and implementation of new programs across departments.

Education:

Bachelor’s Degree or equivalent combination of education and experience. Preference for degree in Actuarial Science, Mathematics, Engineering, Finance, Statistics, Risk Management or similar degree.

Experience:

5-8 years of experience in Property and Casualty Insurance with 3-5 years of experience as a Product Manager with P&L responsibility. Preferred candidate will possess excellent computer skills working with queries, spreadsheets, data warehouse knowledge, etc.

Skills & Knowledge:

Exceptionally skilled in documentation, presentation, organization and leadership. Practiced research skills and strong organization capabilities.

Experience in communicating with varied organizational tiers and customer types.

Exceptional analytical and problem-solving skills.

Presentation skills including delivery to varied organizational tiers.

Ability to work in a team environment.

Flexibility to work in a fast-paced, priority-shifting environment.

Advanced user - Microsoft Excel.

Strong computer spreadsheet and database skills: COGNOS and SQL, preferred. Demonstrated ability to learn additional software applications as required.

Ability to present ideas and information in a clear, concise, organized and diplomatic manner; gather information from multiple parties to ensure all perspectives are heard and considered; listen to others to respond effectively to ideas, thoughts and questions; express information and ideas effectively in settings including aligned or un-aligned feedback to obtain desired results.