Product Lead, Payments

Rippling; San Francisco (CA); On-site; USD 165,000 - 289,000; Full time

Job summary

Rippling seeks a Product Lead for Payments to enhance financial integrity in their payments platform. This role involves leading the technical roadmap for risk and compliance, collaborating with cross-functional teams, and leveraging data-driven solutions to prevent fraud. Ideal candidates have extensive experience in product management within fintech, particularly in payments and compliance.

Qualifications

• 8+ years in product management or founding experience.
• 3+ years in payments, risk, compliance, or platform roles within fintech.
• Proactive and action-oriented in a fast-paced environment.

Responsibilities

• Lead the technical roadmap for payments risk and compliance.
• Design adaptable onboarding requirements across products.
• Implement ML-driven fraud detection capabilities.

Skills

Product Management

Payments

Risk Management

Compliance

Analytical Skills

Problem Solving

Interpersonal Skills

Organizational Skills

Customer Focus

Job description

Join to apply for the Product Lead, Payments role at Rippling

About Rippling

Rippling gives businesses one place to run HR, IT, and Finance. It consolidates workforce systems like payroll, expenses, benefits, and computers into a single platform, enabling management and automation of the entire employee lifecycle.

About The Role

Rippling’s financial platform supports products handling billions of dollars and paying millions of workers weekly. The payments risk capabilities are crucial for onboarding, fraud prevention, and secure money movement. We seek a Product Manager to lead development and scaling of financial integrity in Rippling payments, collaborating with engineers, analysts, operators, legal, go-to-market, and finance teams to enhance customer vetting, fraud detection, and risk reduction while maintaining a top-tier product experience.

Responsibilities

• Lead the technical roadmap for payments risk and compliance, working with engineering teams.
• Design adaptable onboarding requirements across products.
• Build and maintain internal tools for risk and compliance teams.
• Implement ML-driven and data-focused fraud detection capabilities.
• Manage vendor integrations for transaction monitoring, sanctions screening, and case management.
• Oversee automated underwriting, customer risk scoring, KYC, and AML processes.
• Create technology to streamline onboarding and prevent fraud.
• Collaborate with multiple product teams to leverage risk and compliance systems.
• Work cross-functionally across departments to ensure effective use of the risk platform.

Minimum Requirements

• 8+ years in product management or founding experience.
• 3+ years in payments, risk, compliance, or platform roles within fintech.
• Proactive, action-oriented, and able to thrive in a fast-paced environment.
• Ability to manage multiple products and features simultaneously.
• Strong skills in understanding complexity and simplifying user experiences.
• Deep technical, analytical, and problem-solving skills.
• Excellent interpersonal and organizational skills.
• Ability to motivate and inspire teams.
• Customer-focused mindset.
• Alignment with Rippling’s leadership principles such as pushing limits, challenging, and observing.

Additional Information

Rippling is an equal opportunity employer committed to diversity and inclusion. We provide accommodations for candidates with disabilities upon request. In-office work is valued for fostering collaboration, with a requirement of at least three days per week in the office for local employees. Compensation includes salary, benefits, and equity, with ranges based on location and experience.

Salary Range

USD 165,000 - 288,750 per year (US San Francisco Bay Area)