Product and Regulatory Counsel

Real; United States; Remote; USD 80,000 - 100,000; Full time

Job summary

Join a pioneering firm in the fintech space as a Product and Regulatory Counsel. This role is essential for guiding the company through the complex legal landscape of financial products, particularly the Real Wallet program. You will collaborate with product, business, and marketing teams to ensure compliance while fostering innovation. Your expertise in regulatory compliance and consumer protection laws will help mitigate risks and support product development. This is a fantastic opportunity to make a significant impact in a rapidly evolving industry, working with a team dedicated to transforming the home-buying and selling process through technology.

Qualifications

• 10+ years in legal roles focusing on fintech regulatory compliance.
• Strong understanding of consumer protection laws and digital tools.

Responsibilities

• Provide legal guidance on product development and compliance.
• Draft and negotiate commercial agreements for fintech products.

Skills

Regulatory Compliance

Consumer Protection Laws

Commercial Agreements

Strategic Legal Risk Management

Microsoft Office Suite

Digital Fluency

Education

Juris Doctor (JD)

Job description

Real is a fast-growing national real estate brokerage powered by technology. Real is currently operating in all U.S. states, Canada, and the District of Columbia. Founded in 2014, Real is a trailblazer in the Residential Real Estate industry, as we lead the disruption with our cutting-edge technology platform. We are on a mission to revolutionize the home-buying and selling process, making agents' lives better while creating lucrative financial opportunities for them.

For more information, visit https://www.onereal.com/

Location: Remote - US. Candidates MUST be based in the United States to be considered.

Job Summary:

Real is seeking a Product and Regulatory Counsel to join our Legal team. The role will play a crucial role in advising on legal and regulatory risks associated with the company’s financial products, specifically within its Real Wallet program. This position requires you to navigate the complex legal and regulatory landscape of the fintech industry, helping to ensure compliance while enabling the company to innovate and move quickly. You will work closely with internal product, business, and marketing teams to address legal challenges and mitigate risks, fostering a collaborative, solutions-driven environment.

Duties/Responsibilities:

• Legal & Regulatory Counsel: Provide guidance to product and business teams throughout the product development lifecycle, ensuring compliance with applicable legal and regulatory requirements.

• Risk Identification & Mitigation: Proactively identify potential legal and regulatory risks and collaborate with business partners to propose practical, business-focused solutions.

• Commercial Agreements: Draft, review, and negotiate commercial agreements that support product development and enterprise-wide initiatives.

• Industry Knowledge: Stay updated on the latest laws, regulations, and trends within the fintech and financial services industries, particularly consumer protection laws.

• Collaboration with Marketing: Work closely with the marketing and go-to-market teams to ensure that all consumer-facing materials and campaigns comply with legal and regulatory standards.

• Cross-functional Collaboration: Partner with the broader Legal & Compliance team on various corporate and enterprise-wide initiatives as needed.

Required Skills/Abilities:

• Strong understanding of regulatory compliance, particularly within the fintech or financial services sectors.

• In-depth knowledge of consumer protection laws and regulations, including but not limited to TILA, RESPA, ECOA, FCRA, BSA/AML, UDAAP, and GLBA.

• Ability to anticipate, identify, and address legal and regulatory risks with a strategic, business-oriented approach.

• Experience in drafting and negotiating complex commercial agreements, particularly in the context of fintech products and services.

• A strong willingness to learn new technology and the digital tools used within the fintech space. Digital fluency or the ability to quickly understand tech concepts is essential.

• High proficiency in Microsoft Office Suite (Outlook, PowerPoint, Word, Excel).

Education and Experience:

• Degree in Juris Doctor (JD) from an accredited law school.

• 10+ years of experience in a law firm or in-house legal department, focusing on regulatory compliance within the fintech or financial services industry.

• Practical experience with consumer protection laws (TILA, RESPA, ECOA, FCRA, BSA/AML, UDAAP, GLBA).

• Experience working with cross-functional teams and advising on technology and product initiatives.

• Any relevant certifications, such as fintech certifications, bar admissions, or other regulatory qualifications

Must Have:

• Ability to truly encompass our Company Core Values

  • Work Hard, Be Kind

  • Tech x Humanity

  • “We” are bigger than “me”

Physical Requirements:

• Sit for long periods of time

REAL is proud to be an equal opportunity workplace employer. We are committed to equal employment opportunities regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status.