Product Analyst / Senior Product Analyst

Aspire General Insurance Company; California; Hybrid; USD 85,000 - 125,000; Full time

Job summary

Aspire General Insurance Company is seeking a Product Analyst or Senior Product Analyst to leverage data to influence product performance and profitability across pricing, underwriting, and product strategy.

You will collaborate with Product, Underwriting, Actuarial, BI, and IT teams to deliver insights, dashboards, and models; responsibilities include data mining, reporting, and communicating findings to both technical and non-technical stakeholders.

Qualifications

• Experience in product analytics, pricing analytics, or underwriting analytics.
• Advanced Microsoft Excel skills.
• Ability to analyze large datasets and identify actionable business insights.
• Strong communication skills with the ability to present findings to various audiences.
• Experience using SQL for data analysis and reporting.

Responsibilities

• Analyze product, pricing, underwriting, and business performance data to identify trends, risks, and growth opportunities.
• Develop reports, dashboards, and analytical models that support strategic decision-making.
• Monitor product performance and provide recommendations to improve profitability and customer outcomes.
• Conduct data mining, root cause analysis, and business performance reviews.
• Research market trends, competitor activity, and emerging industry developments.
• Support product enhancement initiatives and collaborate across Product, Underwriting, Actuarial, IT, and Business Intelligence teams.
• Assist with rate, rule, and form filing analysis and implementation.
• Participate in testing, validation, and quality assurance efforts related to product changes.
• Translate complex data into meaningful business recommendations for both technical and non-technical stakeholders.
• Support business initiatives that drive operational efficiency, profitability, and growth.

Skills

Product analytics

Excel

SQL

Tableau

Python

R

Communication

Tools

Excel

SQL

Tableau

Job description

All Jobs > Product Analyst / Senior Product Analyst

Product Analyst / Senior Product Analyst
Fully Remote • Remote- CA

Description

Drive Product Strategy Through Data

At Aspire General Insurance, we're looking for an analytical and business-minded professional to join our growing Product team as either a Product Analyst or Senior Product Analyst, depending on experience. This is an exciting opportunity for someone who enjoys using data to solve business challenges, uncover growth opportunities, and influence strategic decisions that directly impact product performance and profitability.

You'll work closely with Product Management, Underwriting, Actuarial, Business Intelligence, and IT teams to provide insights that drive smarter decisions, improve insurance products, and support the company's continued growth.

Responsibilities:

• Analyze product, pricing, underwriting, and business performance data to identify trends, risks, and growth opportunities.
• Develop reports, dashboards, and analytical models that support strategic decision-making.
• Monitor product performance and provide recommendations to improve profitability and customer outcomes.
• Conduct data mining, root cause analysis, and business performance reviews.
• Research market trends, competitor activity, and emerging industry developments.
• Support product enhancement initiatives and collaborate across Product, Underwriting, Actuarial, IT, and Business Intelligence teams.
• Assist with rate, rule, and form filing analysis and implementation.
• Participate in testing, validation, and quality assurance efforts related to product changes.
• Translate complex data into meaningful business recommendations for both technical and non-technical stakeholders.
• Support business initiatives that drive operational efficiency, profitability, and growth.

Required Qualifications:

• Experience working for an insurance carrier, MGA, or insurance organization.
• Product analytics, business analytics, pricing analysis, underwriting analytics, or similar analytical experience.
• Strong analytical and problem-solving skills.
• Advanced Microsoft Excel skills.
• Ability to analyze large datasets and identify actionable business insights.
• Strong communication skills with the ability to present findings to various audiences.
• Ability to manage multiple priorities in a fast-paced environment.

Preferred:

• Property & Casualty insurance experience.
• Personal auto insurance experience.
• Non-standard auto insurance experience highly preferred.
• Experience using SQL for data analysis and reporting.
• Experience with Tableau or other reporting/dashboard tools.
• Exposure to Python, R, or statistical modeling tools.
• Experience supporting Product Management, Underwriting, Pricing, or Actuarial functions.
• Familiarity with insurance filings, product development, and rate analysis.

Experience Levels:

• Product Analyst
• 0-3 years of relevant experience.
• Exposure to insurance analytics, reporting, Excel, SQL, or data analysis.
• Ability to work collaboratively within a team environment while developing analytical expertise.

Senior Product Analyst:

• 3+ years of Product Analyst or related experience.
• Demonstrated ability to independently manage projects and analytical initiatives.
• Experience designing processes, identifying business opportunities, and influencing strategic decisions.
• Proven ability to work with minimal oversight and drive results.

What Makes You Successful:

• Naturally curious and driven to solve complex business problems.
• Comfortable digging into data to uncover trends and opportunities.
• Able to connect analytical findings to real business outcomes.
• Strong attention to detail while maintaining a strategic perspective.
• Collaborative and eager to partner with cross-functional teams.

Why Aspire?

At Aspire General Insurance, innovation, collaboration, and continuous improvement are part of our culture. We empower employees to make meaningful contributions and provide opportunities to grow professionally while making a direct impact on the business. As a member of our Product team, you'll help shape the performance, profitability, and future direction of our insurance products while working alongside talented professionals who value data-driven decision making and continuous learning.

Aspire is an Equal Opportunity Employer committed to creating an inclusive workplace where all employees and applicants are treated with dignity and respect. All qualified applicants will receive consideration for employment without regard to any characteristic protected by applicable federal, state, or local law.

Aspire provides reasonable accommodations to qualified individuals with disabilities and for sincerely held religious beliefs and practices. Applicants requiring accommodation during any stage of the recruitment or hiring process should inform us right away.

Aspire complies with all applicable fair chance, ban-the-box, and criminal history consideration laws. Qualified applicants with criminal histories will be considered in a manner consistent with applicable law and the requirements of the position.

The pay range provided for this position represents the Company's good-faith estimate of the compensation for this role at the time of posting. Compensation for this position will be determined based on job-related qualifications, experience, education, skills, geographic location, and business needs. Aspire reserves the right to modify compensation and benefits programs as permitted by law.