Product Accounting Manager

Figure; United States; Remote; USD 102,000 - 128,000; Full time

Job summary

Figure is a leading financial technology firm seeking a Product Accounting Manager to oversee essential financial operations concerning loan transactions. This position offers a unique opportunity to integrate traditional practices with innovative technology in a fast-paced environment. The ideal candidate will bring a blend of accounting expertise and a proactive attitude to drive automation and efficiency in a transformative space.

Benefits

Equity stock options package

Comprehensive health, vision, and dental insurance

Employer-funded life and disability insurance

11 Observed Holidays & PTO plan

Up to 12 weeks paid family leave

Continuing education reimbursement

Qualifications

• At least 5 years of accounting experience, focusing on loan accounting.
• Proactive self-starter who can prioritize tasks effectively.
• Experience in fintech, public accounting, or startup environments is desirable.

Responsibilities

• Lead financial operations related to loan transactions and servicing.
• Develop and implement loan accounting policies and procedures.
• Drive automation initiatives to enhance reporting capabilities.

Skills

Attention to detail

Collaboration

Problem-solving

Education

Bachelor’s degree in Accounting, Finance, or related field

CPA or similar certification

Tools

Financial systems

Advanced Excel

Job description

Figure is maximizing the value of homeownership in ways that benefit consumers and the industry alike. We’re helping homeowners tap their liquidity easily, efficiently and reasonably for purpose-driven, significant expenditures – everything from dream home renovations and debt consolidation to small business formation.

In seven years, we’ve become the country’s #1 non-bank HELOC lender. As a financial technology firm operating at the intersection of regulation and transformation, we’re a “unicorn” – a group of fewer than 1000 companies globally that is valued at $1B or more and has been in operation for less than ten years.

Our mission requires us to have a creative, team-oriented, and supportive environment where everyone can do their absolute best. We are motivated, innovative, collaborative, and curious. We value individuals who bring a problem-solving mindset to every task. Every day at Figure is a journey in continuous learning combined with a focus on getting work done that makes a difference. Join us!

Figure is seeking a dynamic and experienced Product Accounting Manager who is ready to make a powerful impact! In this role, you will lead critical financial operations related to loan transactions and servicing. You will also help with automations as well as play a key part in building and refining processes as we scale at lightning speed. We’re a team of trailblazers transforming the financial services industry. This role offers a unique opportunity to shape the future of loan accounting by integrating traditional financial practices with innovative technologies. If you're passionate about transforming financial services and thrive in a fast-paced, collaborative environment, join our forward-thinking team.

What You’ll Do

• Take ownership of daily financial operations related to loan transactions, servicing, and sales activities.
• Lead, mentor, and develop a team of loan accounting professionals, fostering a culture of collaboration and excellence, ensuring the team operates efficiently to meet deadlines and deliverables.
• Manage the month-end close process, including preparing journal entries, accruals, and reconciling loan-related accounts with precision.
• Develop and implement loan accounting policies and procedures, maintaining compliance with GAAP.
• Partner with external auditors to provide documentation and support for a seamless audit process.
• Collaborate with cross-functional teams, including engineering, to solve loan accounting challenges and identify process improvements.
• Drive automation initiatives to streamline loan data reporting and enhance real-time decision-making capabilities.
• Contribute to ad hoc projects and initiatives that support business growth and scalability, especially in loan origination and servicing.

What We Look For

• Bachelor’s degree in Accounting, Finance, or a related field. CPA or similar certification is a plus.
• At least 5 years of accounting experience, with a focus on loan accounting. Fintech, public accounting, or startup experience is highly desirable.
• Strong understanding of loan structures, servicing processes, and financial reporting for loan portfolios.
• Exceptional attention to detail, ensuring accuracy and precision in all work and deliverables
• Experience collaborating closely with product and engineering teams to drive automation initiatives and streamline processes.
• Proficiency in financial systems and advanced Excel skills, with the ability to write clear and concise accounting documentation.
• A proactive self-starter who can work independently, prioritize tasks effectively, and deliver results in a dynamic, fast-paced environment.
• Collaborative mindset with the ability to work cross-functionally and contribute to a shared vision of excellence.
• Compensation Range: $102,400 - $128,000
• Equity stock options package
• This is the compensation range for the United States, actual compensation may vary based on individual candidate experience, location, or evolving business needs
• Comprehensive health, vision, and dental insurance with 100% employer-paid premiums for employees and their dependents on select plans
• Company HSA, FSA, Dependent Care, 401k, and commuter benefits
• Employer-funded life and disability insurance coverage
• 11 Observed Holidays & PTO plan
• Up to 12 weeks paid family leave
• Continuing education reimbursement

Depending on your residential location certain laws might regulate the way Figure manages applicant data. California Residents, please review our California Employee and General Workforce Privacy Notice for further information.By submitting your application, you are agreeing andacknowledgingthat you have read and understand the above notice.

Figure will not sponsor work visas for this position. In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification form upon hire.

Apply for this job

*

indicates a required field

First Name *

Last Name *

Email *

Phone *

Location (City) *

Resume/CV *

Enter manually

Accepted file types: pdf, doc, docx, txt, rtf

Enter manually

Accepted file types: pdf, doc, docx, txt, rtf

LinkedIn Profile *

How did you hear about this job? *

What state do you currently reside in? * Select...

Are you authorized to work in the US for any employer? * Select...

Do you now or in the future require sponsorship to work in the US? * Select...

Please provide your legal first and last name. *

Do you have loan accounting experience? * Select...

Voluntary Self-Identification

For government reporting purposes, we ask candidates to respond to the below self-identification survey.Completion of the form is entirely voluntary. Whatever your decision, it will not be considered in the hiringprocess or thereafter. Any information that you do provide will be recorded and maintained in aconfidential file.

As set forth in Figure’s Equal Employment Opportunity policy,we do not discriminate on the basis of any protected group status under any applicable law.

If you believe you belong to any of the categories of protected veterans listed below, please indicate by making the appropriate selection.As a government contractor subject to the Vietnam Era Veterans Readjustment Assistance Act (VEVRAA), we request this information in order to measurethe effectiveness of the outreach and positive recruitment efforts we undertake pursuant to VEVRAA. Classification of protected categoriesis as follows:

A "disabled veteran" is one of the following: a veteran of the U.S. military, ground, naval or air service who is entitled to compensation (or who but for the receipt of military retired pay would be entitled to compensation) under laws administered by the Secretary of Veterans Affairs; or a person who was discharged or released from active duty because of a service-connected disability.

A "recently separated veteran" means any veteran during the three-year period beginning on the date of such veteran's discharge or release from active duty in the U.S. military, ground, naval, or air service.

An "active duty wartime or campaign badge veteran" means a veteran who served on active duty in the U.S. military, ground, naval or air service during a war, or in a campaign or expedition for which a campaign badge has been authorized under the laws administered by the Department of Defense.

An "Armed forces service medal veteran" means a veteran who, while serving on active duty in the U.S. military, ground, naval or air service, participated in a United States military operation for which an Armed Forces service medal was awarded pursuant to Executive Order 12985.

Select...

Voluntary Self-Identification of Disability

Form CC-305

Page 1 of 1

OMB Control Number 1250-0005

Expires 04/30/2026

Voluntary Self-Identification of Disability

Form CC-305 Page 1 of 1 OMB Control Number 1250-0005 Expires 04/30/2026
Why are you being asked to complete this form?

We are a federal contractor or subcontractor. The law requires us to provide equal employment opportunity to qualified people with disabilities. We have a goal of having at least 7% of our workers as people with disabilities. The law says we must measure our progress towards this goal. To do this, we must ask applicants and employees if they have a disability or have ever had one. People can become disabled, so we need to ask this question at least every five years.

Completing this form is voluntary, and we hope that you will choose to do so. Your answer is confidential. No one who makes hiring decisions will see it. Your decision to complete the form and your answer will not harm you in any way. If you want to learn more about the law or this form, visit the U.S. Department of Labor’s Office of Federal Contract Compliance Programs (OFCCP) website at www.dol.gov/ofccp .

How do you know if you have a disability?

A disability is a condition that substantially limits one or more of your “major life activities.” If you have or have ever had such a condition, you are a person with a disability. Disabilities include, but are not limited to:

• Alcohol or other substance use disorder (not currently using drugs illegally)
• Autoimmune disorder, for example, lupus, fibromyalgia, rheumatoid arthritis, HIV/AIDS
• Blind or low vision
• Cancer (past or present)
• Cardiovascular or heart disease
• Celiac disease
• Cerebral palsy
• Deaf or serious difficulty hearing
• Diabetes
• Disfigurement, for example, disfigurement caused by burns, wounds, accidents, or congenital disorders
• Epilepsy or other seizure disorder
• Gastrointestinal disorders, for example, Crohn's Disease, irritable bowel syndrome
• Intellectual or developmental disability
• Mental health conditions, for example, depression, bipolar disorder, anxiety disorder, schizophrenia, PTSD
• Missing limbs or partially missing limbs
• Mobility impairment, benefiting from the use of a wheelchair, scooter, walker, leg brace(s) and/or other supports
• Nervous system condition, for example, migraine headaches, Parkinson’s disease, multiple sclerosis (MS)
• Neurodivergence, for example, attention-deficit/hyperactivity disorder (ADHD), autism spectrum disorder, dyslexia, dyspraxia, other learning disabilities
• Partial or complete paralysis (any cause)
• Pulmonary or respiratory conditions, for example, tuberculosis, asthma, emphysema
• Short stature (dwarfism)
• Traumatic brain injury

Disability Status Select...

PUBLIC BURDEN STATEMENT: According to the Paperwork Reduction Act of 1995 no persons are required to respond to a collection of information unless such collection displays a valid OMB control number. This survey should take about 5 minutes to complete.