Private Client Advisor — High-Net-Worth Insurance

Risman Insurance Agencies; Tewksbury (MA); Hybrid; USD 90,000 - 130,000; Full time

Benefits offered by this job

PTO

Health Insurance

Dental Insurance

Flexible Schedule

Mon-Fri Schedule

Hands on Training

Career Growth Opportunities

Retirement Plan

Job summary

Risman Insurance Agencies, a Massachusetts-based independent agency, seeks an experienced Private Client Account Executive to manage high-value personal lines and advise discerning clients.

The role blends advanced account management with selective sales, partnering with leadership and carriers. Onboarding includes potential one work-from-home day per week after ramp-up, with offices in Medford or Tewksbury.

Qualifications

• Active Property & Casualty license required.
• 5+ years of personal lines insurance experience, with a focus on high-value or high-net-worth clients.
• Proven experience working with high-value carriers (e.g., Chubb, AIG, Cincinnati Insurance, Vault, PURE, or similar).
• Strong understanding of complex personal lines coverages, including high-value homes, umbrellas, secondary residences, collections, and excess liability.

Responsibilities

• Serve as the primary relationship manager for a portfolio of high-net-worth and high-value personal insurance clients.
• Manage renewals, endorsements, billing inquiries, and claims coordination with a high level of discretion and responsiveness.
• Conduct comprehensive coverage reviews and risk discussions.
• Design and recommend tailored insurance programs across multiple personal lines.
• Prepare submissions, review quotes, and negotiate coverage with high-value carriers.
• Present coverage strategies and recommendations in a confident, professional manner.
• Identify opportunities for account rounding, cross-selling, and referral-based growth.
• Maintain accurate documentation in AMS360.
• Collaborate with leadership, producers, and carrier partners on complex accounts.

Skills

P&C License

High-net-worth Personal Lines

Client Relationship

Job description

Risman Insurance Agencies, a Massachusetts-based independent agency, seeks an experienced Private Client Account Executive to manage high-value personal lines and advise discerning clients.

The role blends advanced account management with selective sales, partnering with leadership and carriers. Onboarding includes potential one work-from-home day per week after ramp-up, with offices in Medford or Tewksbury.